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DCU uses Equifax FICO Mortgage
Visions Federal Credit Union (NY/NJ/PA) uses Experian FICO Mortgage Score.
“Does this actually benefit me in some way”
Yes. When you need a mortgage or an auto loan. Every mortgage lender will use your mortgage scores. Same for auto. Although some credit unions will use your “regular” FICO 8 when auto lending.
Although like in anything outliers exist.
Does anyone know what mortgage score Navy Federal uses?
The dealership pulled Auto Enhanced 5-4-2 for me....or tried to.... I made them pick a bureau and left the rest frozen. I already know which one is highest, thanks to MF, so why go fishing? IDK about Cap one though.
@Egaffne2 wrote:
Well I am potentially in the market for an auto loan. But I'm sure they will probably pull both my fico 8 and auto score right? I mean either way it can only benefit me if they use my auto scores cause they are higher. It would be nice if they only went off those alone! Does anyone know what scores capital one auto uses?