Do lenders pay attention to Who checked your credit?!

[Girlzilla88]

So next year one of my Inquiry will fall off but will still have 2 from NF from this year, if I applied next year for something NF would they see that Oh it was just us that did the 2 inquiries last year or is it just 2 inquiries is 2 inquiries?!   LOL     

[Anonymous]

I don't think NFCU cares about your report *as* much as they care about their internal scoring of you

They're very generous so I wouldn't worry

[Remedios]

Only if it goes to manual review.

Computer doesn't care who pulled your credit or why. 

[Remedios]

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@Anonymous wrote:

I don't think NFCU cares about your report *as* much as they care about their internal scoring of you

They're very generous so I wouldn't worry

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Except number of inquiries would most likely be included as a metric when internal risk score is generated.

Internal scores are not static, they are calculated on demand when the need presents itself, such as new application.

Each lender gets to assign the significance to each factor that goes into generating internal score.