On MyFico, the credit report notes that four student loans have a 90+ late payment. When looking at the student loans, there’s nothing for the past 2 years that shows as negative. In the drop down to go back further in time, it lists sections for 30 days, 60 days, and 90 days late. Under 30 and 60 it’s blank but under 90 it just says invalid date. One credit bureau is also reporting monthly payments each month that are completely inaccurate. In reality, they were $0 until very recently and are now $45 a month total through IBR. That bureau is reporting much higher payments on each loan. Everything is fine with Navient. He wasn’t receiving bills or anything for the student loans. It’s just not accurate on the credit report. Credit report elsewhere shows only one credit bureau is reporting the 90+ days lates along with the inaccurate payments. MyFico shows all three bureaus have the student loans showing 90+ day late issues. Not sure why those are different.
Does this sound like something that should be fixed? I’m not sure why it would say invalid date under the 90 days late.
