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Does Chase HP for new banking accounts?

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CreditDunce
Valued Contributor

Re: Does Chase HP for new banking accounts?


@Revelate wrote:

@CreditDunce wrote:

Last spring I went to a branch to open a checking and Freedom CC.  Chase double pulled EX and TU.  However, they did NOT pull ChexSystems.  I assume the double HP was just for the Freedom CC.  Before the app I had never had a Chase CC or deposit account.

 

They emailed me a bonus offer to open a savings account a couple of months later.  I don't believe they pulled anything for that.

 

It is possible they also pulled from one of the minor CRA's.  I have only check the 3 major CRA's and ChexSystems this year.


Yeah Chase started doing double pulls for Freedom approvals.  Good to know about the no-Chex check, I was apparently mistaken.


I app'd in branch.  It is quite possible they would have pulled Chex if I done it onlline.  Or they might have pulled if I hadn't also opened the CC.

 

But yeah, I was very surprised to not see a Chex pull by Chase.

 

 

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