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Does Equifax only update every quarter?


Does Equifax only update every quarter?

I was looking at Equifax own service and I noticed that even with the top membership it only gives you a score 4 times a year. I've also noticed that in the graph in MyFico my Equifax only seems to change every 3 months. So do they only update quarterly or is this coincidental? 

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Valued Contributor

Re: Does Equifax only update every quarter?

There is a difference between the frequency a credit monitoring service (CMS) updates the information you can see and when EQ updates your reports. 

A CMS can update as little or as much as their TOS specify.

EQ will update your reports every time a lender/creditor sends new information. 

Scores hover around 800
Haven't been AZEO in over a year
Rome was not built in a day, neither is a good credit profile
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