Does anyone know the % of debt you should have on a cc, I know ideal is zero.

[Anonymous]

Ideal is 1-9%. Not 0.

[smallfry]

I know there are a few posters over at CB that PIF and carry no balances reporting whose scores are near 800. YMMV. If you want to be a real stickler I have heard that 4% is close to ideal if you want to show balances. Best to show this number across the board on all reporting balances.