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Hi everyone,
I was wondering, does it matter if some cards say NR for a certain month and other cards of mine have been reported every month? Is it because my newest report isn't always avaible?
NR happens when there was no report update. It's assumed that the account was not in a negative status on months it's not reported since creditors will make sure to report you when you're delinquent. I have a CU card that doesn't report every month, only months that I actually use it, and my score doesn't change and it hasn't been an issue to manual UW review.
It doesnt matter at all. The only thing that matters in those boxes is that no negatives are present
Some lenders do not report during months there is no activity, so those fields are used for NR.
It doesn't affect anything at all.
Thanks a lot for the info guys, yeah no negatives ever, so that's been great for me.