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Does it matter if some cards say NR on some months

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Tomatoshadow2
New Contributor

Does it matter if some cards say NR on some months

Hi everyone,

 

I was wondering, does it matter if some cards say NR for a certain month and other cards of mine have been reported every month? Is it because my newest report isn't always avaible?

Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Does it matter if some cards say NR on some months

NR happens when there was no report update. It's assumed that the account was not in a negative status on months it's not reported since creditors will make sure to report you when you're delinquent. I have a CU card that doesn't report every month, only months that I actually use it, and my score doesn't change and it hasn't been an issue to manual UW review. 

Message 2 of 4
Remedios
Credit Mentor

Re: Does it matter if some cards say NR on some months

It doesnt matter at all. The only thing that matters in those boxes is that no negatives are present
Some lenders do not report during months there is no activity, so  those fields are used for NR.
It doesn't affect anything at all.

Message 3 of 4
Tomatoshadow2
New Contributor

Re: Does it matter if some cards say NR on some months

Thanks a lot for the info guys, yeah no negatives ever, so that's been great for me.

Message 4 of 4
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