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Ex and eq are now from what I have gathered deleting 3 months early automatically, like for instance when i talked to experian (and have had multiple confirmations of this) they used to do 2 months early and would do one month earlier if you asked for EE now they are just automatically granting EE 3 months early on derogatories and delinquencies
Congratulations on your EE! Indeed, this forum is a blessing. Several of its contributors and the information contained really helped my wife and I through some ugly years!
So I read this thread tonight trying to figure out how to get some old baddies off and thought I'd try an EE with TU for something that has DoFD listed as 05/2014 and in LESS than 20 minutes I got the notification they deleted it off my credit!!! That's a full year ahead of time! I'm beginning to wonder if they have their dispute center on autopilot due to COVID. Just thought I'd let everyone know in case you have some hail marys to throw!
@Anonymous wrote:So I read this thread tonight trying to figure out how to get some old baddies off and thought I'd try an EE with TU for something that has DoFD listed as 05/2014 and in LESS than 20 minutes I got the notification they deleted it off my credit!!! That's a full year ahead of time! I'm beginning to wonder if they have their dispute center on autopilot due to COVID. Just thought I'd let everyone know in case you have some hail marys to throw!
@Anonymous Congratulations on your EE success!
I gave it a shot and I filed a dispute online on my BK that is due to fall in oct 2021...LOL
4 days later email with investigation complete...BK deleted, score up 60 points.
wait, what?!?!?!
Woot woot 🎉🎉congrats. Yup I'm also starting to believe maybe they are being more lenient because of covid. I mean even EX and EQ took mine off 6 months early!!
🍾🍾🍾 congrats on that. And wow on the score!! 🎉🎉
First Post been reading and learning so much over last couple months thinking I'm up over 100 pts across all CR from knowledge learned in this site.
Anyway just had to share today after reading this thread tried my luck with final two baddies schedule to drop in September just dispute and said accounts too old. Minutes later email that accounts removed and 24 hours later 42 points increase on TU omg awesome!!!!
@Anonymous wrote:First Post been reading and learning so much over last couple months thinking I'm up over 100 pts across all CR from knowledge learned in this site.
Anyway just had to share today after reading this thread tried my luck with final two baddies schedule to drop in September just dispute and said accounts too old. Minutes later email that accounts removed and 24 hours later 42 points increase on TU omg awesome!!!!
@Anonymous, Welcome to the forums!
Congrats on your EE success and 42 score gain
@Anonymous wrote:First Post been reading and learning so much over last couple months thinking I'm up over 100 pts across all CR from knowledge learned in this site.
Anyway just had to share today after reading this thread tried my luck with final two baddies schedule to drop in September just dispute and said accounts too old. Minutes later email that accounts removed and 24 hours later 42 points increase on TU omg awesome!!!!
Congratulations on your success! Nice score increases.