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So I didn't even know about early exclusion until I stumbled on this page. Now that I've had success I felt the need to sign up just so I can Thank the good people on here and tell y'all what happened. So I had a collections that was due to fall off 10/2020 and after reading here decided, what the heck let me try TU. Didn't call, just went online and did it as a dispute. Picked the "account too old" and under comments, just wrote "applying for early exclusion". So imagine to my surprise, after hitting the submit button, I go back to the home page, and see the message that the dispute was done and account has been removed!!!! To say I was in shock is an understatement. Don't know if maybe because they are super busy, things are handled much quicker. But shout out to all of you and Transunion!!!!
Welcome,
This page definitely is a hidden gem and works wonders. Congratulations on your success.
Thanks dude. I wish I had known of this when I was an irresponsible college student 😂 . But better late than never!
@Anonymous wrote:So I didn't even know about early exclusion until I stumbled on this page. Now that I've had success I felt the need to sign up just so I can Thank the good people on here and tell y'all what happened. So I had a collections that was due to fall off 10/2020 and after reading here decided, what the heck let me try TU. Didn't call, just went online and did it as a dispute. Picked the "account too old" and under comments, just wrote "applying for early exclusion". So imagine to my surprise, after hitting the submit button, I go back to the home page, and see the message that the dispute was done and account has been removed!!!! To say I was in shock is an understatement. Don't know if maybe because they are super busy, things are handled much quicker. But shout out to all of you and Transunion!!!!
@Anonymous
Welcome To myFICO Forums and
thanks guys. oh by the way my score jumped 22 points! It was stagnant for so long 😩😩
Yeah. Unfortunately I had another one from ATT but it's a paid collections that only shows up on TU. Scheduled to fall off in December but I was like, what the heck, why not do the same thing and dispute (which is still pending). My other bad thing was 8 missed payments on my student loans from 2016 😩😩. When I do score simulations apparently they hurt my score.
@Anonymous, Congrats, that is a nice jump in score
Congratulations!!