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Equifax Breach — The Emails Are A Coming

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Valued Contributor

Re: Equifax Breach — The Emails Are A Coming

You know I didnt get this email. I did submit the claim for $125 plus about $800 more and when first submitted I provided all the items showing I was paying for monitoring, etc. I checked my junk files and I didn't get it. Are the folks who are seeing this members who just submitted the claim for $125 and that was all? 

 

I claimed the $125, the work of calling EQ for issues that did arise and subsequent services. 

Message 11 of 37
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New Contributor

Re: Equifax Breach — The Emails Are A Coming

I read on another forum site that some people were putting credit karma or other free types of credit monitoring when providing proof after this new email, their claims were then getting denied. It seems like they're forcing people to take their credit monitoring at this point, whether people like it or not.

I didn't want to take the chance on getting denied also, I opted for the credit monitoring.
TU Fico8 score December 2018 - 585
TU Fico8 score April 2020 - 709

Cards in order of opening, starting from December 2018
Indigo - $300 (closed before AF! Helped with rebuild)
Fingerhut - $900
Cap1 QS1 - $500 (want to close it so badly!)
Lord & Taylor - $750
CareCredit - $12,000
Tractor Supply - $2,000
Discover - $2,300
Amazon Store Card - $4,000
BBVA Clearpoints - $4,700
Home Depot - $4,000
Ashley Advantage - $3,500
Message 12 of 37
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Community Leader
Super Contributor

Re: Equifax Breach — The Emails Are A Coming


@Raisondetre wrote:
I read on another forum site that some people were putting credit karma or other free types of credit monitoring when providing proof after this new email, their claims were then getting denied. It seems like they're forcing people to take their credit monitoring at this point, whether people like it or not.

I didn't want to take the chance on getting denied also, I opted for the credit monitoring.

 


 Oh wow. I have CK and Experian.


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 13 of 37
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Community Leader
Super Contributor

Re: Equifax Breach — The Emails Are A Coming


@credit_is_crack wrote:

You know I didnt get this email. I did submit the claim for $125 plus about $800 more and when first submitted I provided all the items showing I was paying for monitoring, etc. I checked my junk files and I didn't get it. Are the folks who are seeing this members who just submitted the claim for $125 and that was all? 

 

I claimed the $125, the work of calling EQ for issues that did arise and subsequent services. 


Good point. I didn't send any documentation, and nor did family and friends I told about the settlement. 


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 14 of 37
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Senior Contributor

Re: Equifax Breach — The Emails Are A Coming


@ImTheDevil wrote:
Exactly the thought I had when I was doing my verification an hour ago. Don’t go cutting the payout. It’s not our fault and YOU offered it. Get the checkbook out. $125 is an insult as it is.

I'm holding out, their breech was Sept 2017, they emailed me about a compromise and it was pretty vague; they should have offered me some protections back then,  I didn't know my identity was stolen in Dec. 2017.  They could have given me better warning.  And then someone should have notified me of the loan application too.  So they told me I have until Jan 2020 to make up my mind.  I haven't even talked to them or anyone and they're like, hurry up.

”MY TAKE HOME PAY DON’T TAKE ME HOME”
Message 15 of 37
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Senior Contributor

Re: Equifax Breach — The Emails Are A Coming

I never knew why EQ has been free for me through TrustedId until the other thread was create a couple of months ago.  Anyone else been getting free monitoring/reports?  I wish I had known all along; I've paid for the service and now have the freebie again. I've been using it for like 10 months now.  So I guess they did offer me protections or something.  I can't remember that far back what the mail stated in 2017 exactly about the possible id theft/ss compromise(?) I just remember my dh saying like Mr. T, "I pity the fool!" my credit sux'd, hahaha!

”MY TAKE HOME PAY DON’T TAKE ME HOME”
Message 16 of 37
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Valued Contributor

Re: Equifax Breach — The Emails Are A Coming


@credit_is_crack wrote:

You know I didnt get this email. I did submit the claim for $125 plus about $800 more and when first submitted I provided all the items showing I was paying for monitoring, etc. I checked my junk files and I didn't get it. Are the folks who are seeing this members who just submitted the claim for $125 and that was all? 

 

I claimed the $125, the work of calling EQ for issues that did arise and subsequent services. 


A day or two after the settlement site came online I checked the box for $125 only, with no further proof required. I just got the email yesterday afternoon (9/7/19).

 

This might help others in this thread: I fought Equifax’s lawyer in court and won. Here’s how.

 

He details how he won an initial judgement last year (2018) for $7,990. Of course, Equifax appealed and the amount was reduced to a final award of $5,400.

 

I've been wondering how in the world anyone can prove their damages were directly caused by Equifax when there have been so many data breaches already just this year (2019) alone. The Equifax data still has not been found online anywhere either, which would seem to make it even harder for someone to prove Equifax was the cause.

 

But that guy was able to win without having to prove it was caused by Equifax. 

27 FICO Scores + 3 VS3. MTG (Mortgage), AUT (Auto), and BKC (Bankcard) are scores 5,4, and 2 from the top.

Technical Advisor: Birdman7's General Scoring Primer and Version 8 Master Thread.

Instructions for saving a blank table form as a personal myFICO forum Macro. This can be used to insert a score report into new posts.

Message 17 of 37
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Senior Contributor

Re: Equifax Breach — The Emails Are A Coming


@CassieCard wrote:

 

I've been wondering how in the world anyone can prove their damages were directly caused by Equifax


Could be in the timing, but also particular addresses, email addresses and/or phone numbers that Equifax had that were slightly different from TU and Exp.  Sept 2017 the breech and for me someone tried to take out a loan in my name Dec 2017.  I've been cleaning up addresses on Eq. that weren't mine or partially incorrect.

”MY TAKE HOME PAY DON’T TAKE ME HOME”
Message 18 of 37
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Mega Contributor

Re: Equifax Breach — The Emails Are A Coming


@credit_is_crack wrote:

You know I didnt get this email. I did submit the claim for $125 plus about $800 more and when first submitted I provided all the items showing I was paying for monitoring, etc. I checked my junk files and I didn't get it. Are the folks who are seeing this members who just submitted the claim for $125 and that was all? 

 

I claimed the $125, the work of calling EQ for issues that did arise and subsequent services. 


@credit_is_crack, Personally think you should claim $125 for each TL,  

..If you won?   ..You have some blingSmiley Very Happy

and having to call EQSmiley Tongue   .. that should be like $1000 per callSmiley LOL

ask @AverageJoesCredit  about his EQ fraud/freeze nightmare!

 

Message 19 of 37
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Valued Contributor

Re: Equifax Breach — The Emails Are A Coming

@M_Smart007, I like your math! LOL and you’re right, anyone who’s had to call EQ knows it’s like pulling teeth from a hungry velociraptor!
Message 20 of 37
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