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Experian Reporting an update few times in a month?!

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Valued Contributor

Experian Reporting an update few times in a month?!

Is it uncommon for them to do this?!    Or is this new?!  LOL     They normally report a few days afterwards of closing sometimes right after the closing for my information but I received a notice today that they reported an update before my next closing?!     They haven't done this to me before and it's on a specific card so I'm not sure what to think of it?!     Any ideas?










7 REPLIES 7
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Valued Contributor

Re: Experian Reporting an update few times in a month?!

what lender is updating? What CMS are you referring to? 

EX (as well as the other CRAs) only reports information sent to them...

Scores hover around 800
Haven't been AZEO in over a year
Rome was not built in a day, neither is a good credit profile
Message 2 of 8
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Valued Contributor

Re: Experian Reporting an update few times in a month?!

@dragontears      My Navy CC, just that one










Message 3 of 8
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Valued Contributor

Re: Experian Reporting an update few times in a month?!

@dragontears    The odd thing is I have had this card for months and it has never done this before!?    So possibly new way of reporting idk?!










Message 4 of 8
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Valued Contributor

Re: Experian Reporting an update few times in a month?!

There is a thread complaining about Navy doing a mid cycle reporting for "everyone" and the out of normal update is supposed to hit the other CRA soon 

Scores hover around 800
Haven't been AZEO in over a year
Rome was not built in a day, neither is a good credit profile
Message 5 of 8
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Valued Contributor

Re: Experian Reporting an update few times in a month?!

https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-reported-balance-before-statement-close/td-p/6144...

Scores hover around 800
Haven't been AZEO in over a year
Rome was not built in a day, neither is a good credit profile
Message 6 of 8
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Valued Member

Re: Experian Reporting an update few times in a month?!

This happened with our Navy card as well.

ME: NFCU CashRewards $20K | Chase Freedom $1K| Cap1 Venture $22.5K| Discover IT $12K|Disney Premier $7K
AU: NFCU GoRewards $20K | Amex BCE $30K| Cap1 QS $5.75K | FNBO $20K
Message 7 of 8
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Valued Contributor

Re: Experian Reporting an update few times in a month?!

I got an email back from Navy....

 

thank you for using Navy Federal's eMessaging service.
 
Please be advised we are in the process of updating the status of your Navy Federal account ending 7039.  Please allow up to two weeks for the credit bureaus to update their records.
 
Your credit card will report next statement closing date in October.
 
If we can be of any further assistance, please respond via another eMessage or call our 24 hour, toll-free member service line at 1-888-842-6328.
 
Thank you.









Message 8 of 8
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