Experian Scores, is there a Fico?

[InvincibleSummer3]

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@GaTech wrote:

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@mauve wrote:

Not worth a hard pull to find out, IMO. I'd go with the assumption that the lower of your TU & EQ scores is what you're looking at.

However, here's one workaround - if you have a CC that pulls Experian, and you ask for and are denied a CLI with a soft pull and they reject you based on score, they have to give you that score.

YMMV.

It's also my understanding that you can no longer join PSECU if you don't live in PA. Do you live in PA?

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There's an option on the link that says if you're not a resident of PA you cant become a member for $20.

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Really? Because all I found was this:

https://join.psecu.com/Consumer/Xpress/public/Eligibility.aspx

And it says even if you pay the $20, you still have to be a permanent resident of PA. Bummer.

[09Lexie]

It's been discussed on this board in the past but its worth repeating, you must be a resident of PA.

[zyzzus]

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@09Lexie wrote:
It's been discussed on this board in the past but its worth repeating, you must be a resident of PA.

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gameover

[09Lexie]

I could be wrong though...I believe they changed it last year.

LS, am I wrong?

[Rhaeny]

Yes Lexie you are correct. That ship has sailed away. It just sucks that I wasn't able to go with them.

So in laymens terms, you cannot join anymore if you aren't a PA resident. All loopholes have been closed.

[bluedog1]

IIRC there was a previous thread about Credit Sesame being the most accurate if no baddies are reporting.

[09Lexie]

Thanks Rhaeny!

I missed that boat too. 😞

[09Lexie]

What about Experians website? How close is the Plus score?