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Experian dispute closed and then reopened?

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Contributor

Experian dispute closed and then reopened?

Curious if anyone has dealt with this - I opened three dispute at the beginning of this week for medical collections.  Two were removed the day I initiated the dispute.  The third largest was updated as verified early today.  Then I received an email that the dispute was opened again.  I did not file a request to reopen the dispute.  Has anyone had a dispute closed and then re-opened when disputing online through Experian? 

Fico8 1/20:
Fico8 8/20:
AU:
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6 REPLIES 6
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Legendary Contributor

Re: Experian dispute closed and then reopened?

When did you dispute?

Message 2 of 7
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Contributor

Re: Experian dispute closed and then reopened?

Dispute opened 1/19 for all three disputes.  2 were removed on 1/19, nearly immediately (within two hours).  The third was "verified as accurate" and updated 1/24. Then later that same day, I received a new alert that an account dispute was opened (I did not initiate a new dispute, it just appeared with the original dispute date of 1/19). 

Fico8 1/20:
Fico8 8/20:
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Contributor

Re: Experian dispute closed and then reopened?

The mystery continues... OK, without receiving another notification that the dispute was removed, I woke up this morning to all three disputes being gone from my Experian and by score went up by 52 points.  I am ecstatic, but also confused because the other two disputes I received a notice they were removed before it updated the next day to reflect that.  I have had an insane streak of luck the past couple of days, thank you lunar near year !(?)

Fico8 1/20:
Fico8 8/20:
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Moderator

Re: Experian dispute closed and then reopened?

Hi and welcome to the forums

I'm glad you got them removed, but if these are valid collection accounts, they may show up again.
Collection agency may have "decided" it wasnt worth it, so accounts get sold to a different CA, which may not be as accommodating.
This would be a perfect time to pay the provider, even if you settle for a less, or you're running a risk of them showing up again.
Most do, in fact

Anyways, congrats on removal and good luck
Message 5 of 7
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Contributor

Re: Experian dispute closed and then reopened?

Yes, I have already paid all of the debt through the OC (ER).  Is that what you mean by "provider" (i.e. not the CA)?

Fico8 1/20:
Fico8 8/20:
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Moderator

Re: Experian dispute closed and then reopened?

Yes.
If you paid it to OC, that's probably the reason why they were removed

Congrats on getting rid of them forever.
Message 7 of 7
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