Hrm, it's under a different AppStore name than Experian's other product. Suddenly a small bit dubious.
Oh it's creditexpert.com / consumerinfo.com rather than Experian direct; think traditionally that's been a paid service?
|TCL: $306,100||Utilization: 6%||AAoA: 5yr 2m||Other: Lease, Loan, No Mtg.||Baddies: 0|
Combined with the new Discover Credit Scorecard this should provide a complete view of one's credit, which should always have been the case, but finally!
Don't assume that an EX report and an EX FICO 8 is a "complete view". FICO 8 is not the only scoring model used by creditors (see also the Understanding FICO Scoring subforum and its stickies). EX is not the only CRA used by creditors. If you want to know where you stand with a given creidtor/product score wise then you need to know the model & CRA used in the decision and pull that specific score. Keep in mind that it's never just about score.
Free monthly Experian credit report.
Free alerts - address change, new account opens, hard inquiry, public record listed and when you request a fraud alert be added to your credit report and a potential credit grantor is unable to verify your identity.
You can pay to see score(s). You can also pay to see reports from TU and EQ.
Watch .. there is a fee for the apps.
I do not see a free app for the free Experian monthly reports.
I do get my score for free monthly for Experian but I have yet to find the free app for it.
Interesting... it's not just a (complete except for SPs!) EX report every 30 days. It also appears to include an EX FICO 8 every 30 days.
Kinda blows away the new DIscover site there.
And once you create an account with the app, you can login to the normal Experian website, and see this:
...and the full report and score is visible on the website there as well.
(If you have a problem getting the account fully setup through the app - with a message to call in... just go to the website, and login there to continue the verification process.)
We can only hope that the other CRAs (major and minor) will follow their lead.
Also, once it's setup, you can pay $4.95 to add additional EX scores, including EX2 for mortgages. (Looks like a one-time payment for one-time scores, but it's good to have another way to get EX2 on-demand.)