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Experian slow to report Discover 0 balance.

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firefox100
Valued Contributor

Experian slow to report Discover 0 balance.

My discover account closes on nineth of each month, so on april 25 I paid off balance on my Discover card to 0.00. have been checking all my reports and Transunion equ has already reported 0 balance for my Discover account but experian is still showing that I have 100 dollar balance. Called Discover and they told that they reported to all three on the nineth of May. What is the problem with Experian.

3 REPLIES 3
GZG
Valued Contributor

Re: Experian slow to report Discover 0 balance.


@firefox100 wrote:

My discover account closes on nineth of each month, so on april 25 I paid off balance on my Discover card to 0.00. have been checking all my reports and Transunion equ has already reported 0 balance for my Discover account but experian is still showing that I have 100 dollar balance. Called Discover and they told that they reported to all three on the nineth of May. What is the problem with Experian.


ask them to do an off-cycle reporting of your balance, I thought Discover was a creditor that did that upon request 

Starting FICO 8:

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2/6, 3/12, 11/24

Message 2 of 4
SouthJamaica
Mega Contributor

Re: Experian slow to report Discover 0 balance.

You posted this under "credit card approvals" by mistake. It should probably be under "general credit topics".


Total revolving limits 650200 (530700 reporting) FICO 8: EQ 706 TU 714 EX 715

Message 3 of 4
M_Smart007
Legendary Contributor

Re: Experian slow to report Discover 0 balance.


@firefox100 wrote:

My discover account closes on nineth of each month, so on april 25 I paid off balance on my Discover card to 0.00. have been checking all my reports and Transunion equ has already reported 0 balance for my Discover account but experian is still showing that I have 100 dollar balance. Called Discover and they told that they reported to all three on the nineth of May. What is the problem with Experian.


@firefox100, Experian has been slow to report on some issues.

You can call Discover and ask for an off cycle credit bureau update.

I had to do this for $7.00Smiley Tongue

Although it does not change my FICO8 (as nothing does anymore) I did it just because it bothered Me!!!

 

And yes, this should be moved from "Approvals"

Message 4 of 4
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