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For those who have their FICO 8 and 9 scores what have you seen? It looks like for me personally my FICO 9 scores are stronger than FICO 8 versions. Oddly in the past (for like 2yrs straight) my FAKOs' were always higher than my FICOs', but once my FICOs' passed 740 then the results reversed..I'll never understand it but I'm welcoming the FICO 9 usage!
All of my F9 scores are higher than my F8's (I have no idea if i've used any of the puncutaion above correctly lol)
Anyone else seeing the same or different?
Nice chart.
My Industry enhanced Fico 8 scores are almost always higher than by corresponding Fico 9 scores.No difference in Classic Fico scores. Differences between how Fico 8 and Fico 9 look at scoring factors have been discussed in other threads.
@credit_is_crack wrote:For those who have their FICO 8 and 9 scores what have you seen? It looks like for me personally my FICO 9 scores are stronger than FICO 8 versions. Oddly in the past (for like 2yrs straight) my FAKOs' were always higher than my FICOs', but once my FICOs' passed 740 then the results reversed..I'll never understand it but I'm welcoming the FICO 9 usage!
All of my F9 scores are higher than my F8's (I have no idea if i've used any of the puncutaion above correctly lol)
Anyone else seeing the same or different?
My FICO 9's are almost always significantly higher than my FICO 8's. My profile usually has low revolving utiliation -- 0 to 3%
After letting my revolving utilization jump, I pulled a report, and the result was quite different, with 2 of the scores higher in 8 than 9.
From this I'm thinking that possibly FICO 9 is more sensitive to revolving utilization factors such as number of cards reporting balance, individual card utilization, and overall utilization.
I'm hoping to get my utilization back down to its normal range within the next few weeks, and will be curious to see if FICO 9 leaps ahead to its usual place.