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FICO Score Simulator

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Bowhunter12
New Member

FICO Score Simulator

Anyone ever use the Simulator? It seems like it would be a really helpful tool, but anytime I enter information to be simulated it bounces back zero information. Wondering if anyone else has had that problem.
Message 1 of 12
11 REPLIES 11
Shogun
Moderator Emeritus

Re: FICO Score Simulator

It's a YMMV type of thing.  Found it not so accurate for me, but fun to play with.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 12
Steelersboy
Frequent Contributor

Re: FICO Score Simulator

i like it


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$89,500 total card credit FICO Equifax-823, FICO Transunion-774, FICO Experian-769, DTI-20.4%
Message 3 of 12
Bowhunter12
New Member

Re: FICO Score Simulator

Are you using the tool on a PC? I've tried it several times on my iPhone and ipad and I get a "blank" current score and a "blank" simulated scores. I'm wondering if it might have something to do with Apple's OS.
Message 4 of 12
Shogun
Moderator Emeritus

Re: FICO Score Simulator

I've only used it on the PC.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 5 of 12
mongstradamus
Super Contributor

Re: FICO Score Simulator


@Bowhunter12 wrote:
Are you using the tool on a PC? I've tried it several times on my iPhone and ipad and I get a "blank" current score and a "blank" simulated scores. I'm wondering if it might have something to do with Apple's OS.

Are you talking about the "simulate best action" part of the simulator?



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 6 of 12
Bowhunter12
New Member

Re: FICO Score Simulator

No. That works fine and shows both current score and simulated score. I am talking about the section below that where a user can enter information into different scenarios, such as payin down revolving credit, delinquencies, etc.
Message 7 of 12
mongstradamus
Super Contributor

Re: FICO Score Simulator


@Bowhunter12 wrote:
No. That works fine and shows both current score and simulated score. I am talking about the section below that where a user can enter information into different scenarios, such as payin down revolving credit, delinquencies, etc.

hmmm that is odd i just tried it on my ipad 1 , and it worked fine it let me enter info if i paid on time by month , and if i added new credit line. I used safari if that matters. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 8 of 12
Bowhunter12
New Member

Re: FICO Score Simulator

Do you think it might be because I just have a trial membership?
Message 9 of 12
mongstradamus
Super Contributor

Re: FICO Score Simulator


@Bowhunter12 wrote:
Do you think it might be because I just have a trial membership?

I am not sure about that, but i did it on score simulator for both TU and EQ worked on both. It shouldn't matter if you are on mobile device, if it works on regular pc/mac?



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 10 of 12
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