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Hey @Anonymous , as of my 6/17 report, I am now at 59 due to the new BT card hitting, same to reasons, loan balances and revolving credit card accounts.
@Anonymous wrote:
@Anonymous wrote:
@AnonymousSo what’s your new score?Oops! It like deleted half of my post lol
I will edit it now!
@Anonymous: It's still not there. lol I'm going to wait for your score before posting a new leaderboard.
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@AnonymousSo what’s your new score?Oops! It like deleted half of my post lol
I will edit it now!
@Anonymous: It's still not there. lol I'm going to wait for your score before posting a new leaderboard.
Ok I promise it is updated now!
AoOA 2yr6mo, AAoA 1yr3mo, AoYA 4mo
AoORA 1yr6mo, AAoRA 11mo, AoYRA 4mo
4 cards, 3 with balances = 1Z3NZ
EQ 8: 756 | EQ 9: 754 | EQ 5: 731
$785 aggregate balance / 3% (2.707 actual)
@Anonymous
To trim down my DPs a little for your leaderboard and to narrow down what may most likely be factored into the Resiliency scoring.
(R) = Revolvers
(I) = Installments
(+/-) = change from last 3B EQ pull
6/17/2020:
Resiliency Score: 44 (+3)
Flags: 0 (+/-0)
AoOA: 15yr 1mo (-3yr 4mo)
AAoA: 8yr 11mo (-0yr 5mo)
EQ scores: F8 611 (+6) | F9 665 (-6) | F5 652 (+11)
Credit mix (R:I): 3:1
(R) aggregate util: 1% (+/-0%)
AZEO util on "O": 3% (-1%)
Total (R) mo. payment: $10 (-$2)
(I) util: 26% (-8%)
Total (I) mo. payment: $48 (+/-$0)
Total (R) + (I) util: 7% (-3%)
Misc: 4 CAs (1 awaiting deletion) 1 CO (paid)
@Anonymous wrote:@Anonymous
I did my 3B pull on 6/17/2020 and my score went up, ack!
I am now at 44, still in the okie dokie category.
Still no red flags.
I am sure I know the reason as to my score increase.
My AAoA and AoOA went down several years due to my oldest TL falling off my EQ CR.
AAoA:
5/18/2020: 9yr 4 mo
6/18/2020: 8yr 11mo
AoOA:
5/18/2020: 18yr 5mo
6/18/2020: 15yr 1mo
That is the only major change, so I am certain that is the culprit.
I can't remember if they rank highest for AAoA: 9yrs or 10yrs? I guess I will find out next month when my AAoA increases to 9yrs!
Anyone recall off the top of their heads what the higjest they rank for AoOA? 18, 19, or 20yrs?
@Anonymous 7 years 8 months for AAOA is max. AoOA is unknown.
EQ FICO Resilience Index - Leaderboard as of June 21, 2020
It's all rainbows, unicorns, comets, penguins, and...uh, chicken strips.
*Note about this score: Lower rating (higher number) doesn't mean that person has a bad credit profile in any way. We're in Equiland now...
Member Name | Score | Red | High | Date Posted |
RESILIENT [1-44] | ||||
Throckmorton's Wife | 40 | ? | 40 | |
LaHossBoss | 44 | 0 | 41 | |
MODERATE [45-59] | ||||
FireMedic1 | 45 | 2 | 45 | |
PicoFico | 45 | 2 | 45 | |
EW800 | 46 | 2 | 46 | |
tacpoly | 47 | 2 | 46 | |
Thomas_Thumb | 48 | 2 | 48 | |
Tonya-E | 48 | 2 | 48 | |
Trudy | 49 | 2 | 49 | |
sjt | 51 | 2 | 47 | |
Chris865 [OP] | 52 | 2 | 52 | |
LaHossBoss SO | 52 | 2 | 52 | |
angelwingz | 53 | 2 | 53 | |
CassieCard | 54 | 2 | 53 | |
Flyingifr | 56 | 2 | 56 | |
TMB_ | 56 | 2 | 56 | |
CreditObsessedinFL | 59 | 2 | 56 | |
sarge12 | 59 | 2 | 59 | |
SENSITIVE [60-69] | ||||
Birdman7 | 60 | 2 | 60 | |
Brian_Earl_Spilner | 61 | 2 | 61 | |
NRB525 | 63 | 2 | 63 | |
Remedios | 63 | 2 | 63 | |
Revelate | 65 | 2 | 63 | |
RehabbingANDBlabbing | 66 | 2 | 66 | |
Dumbee | 67 | ? | 67 | |
VERY SENSITIVE [70-99] | ||||
Kenro | 72 | ? | 72 |
@Anonymous wrote:
@Anonymous wrote:@Anonymous
I did my 3B pull on 6/17/2020 and my score went up, ack!
I am now at 44, still in the okie dokie category.
Still no red flags.
I am sure I know the reason as to my score increase.
My AAoA and AoOA went down several years due to my oldest TL falling off my EQ CR.
AAoA:
5/18/2020: 9yr 4 mo
6/18/2020: 8yr 11mo
AoOA:
5/18/2020: 18yr 5mo
6/18/2020: 15yr 1mo
That is the only major change, so I am certain that is the culprit.
I can't remember if they rank highest for AAoA: 9yrs or 10yrs? I guess I will find out next month when my AAoA increases to 9yrs!
Anyone recall off the top of their heads what the higjest they rank for AoOA? 18, 19, or 20yrs?
@Anonymous 7 years 8 months for AAOA is max. AoOA is unknown.
well then maybe there is a breadcrumb there with my AoOA going under 18 yrs. It had to have been that and not the AAoA going down then that hurt.