No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
This guy told me he created the Resilience Index. He was riding around on his scooter while eating Twinkies outside Equifax headquarters. Makes sense.
@Anonymous
EQ FICO Resilience Index
Leaderboard as of November 4, 2020 |
Breaking News |
tacpoly still has The Bat award for scoring a 39 with an EQ 8 850! That's the best overall rating we've seen to date!
@juggernaut9 & Lulah have a Gold Key with a score of 37 !
Dmessina666 still holds The Golden Chalice and The Golden Sword !!!
|
General Information about this score |
This Resilience Index score is included with a myFICO subscription. It will be shown on the dashboard.
And as always - lower rating (higher number) doesn't mean that person has a bad credit profile in any way. This score is really sensitive to balance amounts and it doesn't matter if you have a 600 or 850. |
RECORD HOLDER | ||
Dmessina666 | 78 |
MEMBER NAME | SCORES | RED | HIGH | DATE |
RESILIENT [1-44] | ||||
GOLD KEY WINNERS | ||||
juggernaut9 | 37 | 0 | 37 | |
Lulah | 37 | 0 | 37 | |
THE BAT | ||||
tacpoly [EQ 8 850] | 39 | 0 | 39 | |
JWD1980 | 40 | 0 | 40 | |
Throckmorton's Wife* | 40 | ? | 40 | |
LaHossBoss SO | 44 | 0 | 44 | |
MODERATE [45-59] | ||||
FireMedic1 | 45 | 2 | 45 | |
PicoFico | 45 | 2 | 45 | |
EW800 | 46 | 2 | 46 | |
LP007 | 47 | 2 | 47 | |
Tonya-E | 47 | 2 | 47 | |
LaHossBoss* | 48 | 2 | 41 | |
Thomas_Thumb | 48 | 2 | 48 | |
jasonbourne84 | 49 | 2 | 49 | |
Trudy | 49 | 2 | 49 | |
BLM11 | 51 | 2 | 51 | |
sjt | 51 | 2 | 47 | |
Chris865 [OP] | 52 | 2 | 52 | |
angelwingz | 53 | 2 | 53 | |
KLEXH25 | 53 | 2 | 53 | |
Credit4Growth | 54 | 2 | 54 | |
Face_Value | 54 | 2 | 54 | |
CassieCard | 55 | 2 | 53 | |
Flyingifr | 56 | 2 | 56 | |
kilroy8 | 56 | ? | 56 | |
TMB_ | 56 | 2 | 56 | |
joeyv1985 | 58 | 2 | 58 | |
sarge12 | 59 | 2 | 59 | |
SENSITIVE [60-69] | ||||
coreysw12 | 60 | 2 | 60 | |
CreditObsessedinFL | 60 | 2 | 56 | |
Birdman7 | 63 | 2 | 60 | |
NRB525 | 63 | 2 | 63 | |
Remedios | 63 | 2 | 63 | |
Dogbert* | 64 | 2 | 64 | |
OmarGB9 | 64 | 2 | 64 | |
Revelate | 65 | 2 | 63 | |
RehabbingANDBlabbing | 66 | 2 | 66 | |
Dumbee | 68 | 2 | 56 | |
jayk1 | 69 | ? | 69 | |
VERY SENSITIVE [70-99] | ||||
CreditCuriosity* | 72 | 3 | 72 | |
jasonbourne84's DH | 72 | 3 | 72 | |
Kenro* | 72 | ? | 72 | |
K-in-Boston* | 73 | 3 | 72 | |
GApeachy | 74 | 3 | 73 | |
Brian_Earl_Spilner* | 76 | 3 | 76 | |
GOLDEN CHALICE WINNER AND | ||||
Dmessina666 | 78 | 3 | 78 |
* FORMER AWARD WINNERS * |
MEMBER NAME | AWARD | TROPHY | FOR | DATE |
Brian_Earl_Spilner | GOLDEN CHALICE | Lowest rating: 76 | ||
Brian_Earl_Spilner | GOLDEN SWORD | Record Low Rating: 76 | ||
CreditCuriosity | GOLDEN CHALICE | Lowest rating: 75 | ||
Dogbert | GOLDEN CHALICE | Lowest rating: 76 | ||
Dogbert | GOLDEN SWORD | Record Low Rating: 76 | ||
JWD1980 | GOLD KEY | Highest Rating: 40 | ||
K-in-Boston | GOLDEN CHALICE | Lowest rating: 73 | ||
Kenro | GOLDEN CHALICE | Lowest rating: 72 | ||
Kenro | GOLDEN SWORD | Record Low Rating: 72 | ||
LaHossBoss | GOLD KEY | Highest rating: 41 | ||
Throckmorton's Wife | GOLD KEY | Highest Rating: 40 |
All awards are from this game: Adventure (1980) (Atari 2600) Level 3 play through
The Bat is awarded for best EQ 8 score with lowest Resilience Index score. The bat can fly away with any award - even a dragon!
@mrsgrits wrote:
Hey everyone. I think I missed something here. I get that that the lower the score for this, the better. I have Family FICO and I have 57 with 2 red flags. But lucky butt DH has 32 with no flags but has low scores. Again, did I miss something based on the current leaderboard?
@mrsgrits: No, you didn't miss anything. Lower is always 'better', but there's also quite a lot of people that didn't score so well that have really great credit profiles. Those are the ones in the 'Sensitive' and 'Very Sensitive' groups.
A person who reached the maximum on all 28 FICO scores recently lost 9 points (meaning the number went up) on this score by just letting some much higher balances than usual report this month for a utilization test.
32 is the best score we've seen so far! Can you post a snapshot of it? It's not necessary - I'm still going to update that board based on what you posted - but that should be recorded for posterity! haha
@Anonymous wrote:
@mrsgrits wrote:
Hey everyone. I think I missed something here. I get that that the lower the score for this, the better. I have Family FICO and I have 57 with 2 red flags. But lucky butt DH has 32 with no flags but has low scores. Again, did I miss something based on the current leaderboard?@mrsgrits: No, you didn't miss anything. Lower is always 'better', but there's also quite a lot of people that didn't score so well that have really great credit profiles. Those are the ones in the 'Sensitive' and 'Very Sensitive' groups.
A person who reached the maximum on all 28 FICO scores recently lost 9 points (meaning the number went up) on this score by just letting some much higher balances than usual report this month for a utilization test.
32 is the best score we've seen so far! Can you post a snapshot of it? It's not necessary - I'm still going to update that board based on what you posted - but that should be recorded for posterity! haha
Wait a minute...you're taking their word for it, but I had to post a screenshot to take the throne? 🧐
Btw, I dropped to 72 after a new collection and higher utilization reported.
@Brian_Earl_Spilner wrote:Btw, I dropped to 72
Mirror, Mirror on the Wall,
Who's the Most SENSITIVE of Them All?
"It's you GApeachy with your evil app'ing ways, you have no restraint and your score is cray cray!"
hahahaha! except for @Dmessina666 (maybe...update?)
@Brian_Earl_Spilner wrote:
after a new collection and higher utilization reported.
Okay, I found your post. That stinks! Sorry!!!!!