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@CreditBones wrote:Hello y'all!!! December's report came thick and full of updates! One of them is my Resilience Index. Here is my post on this thread about my Resilience Index (Oct 25)
1. The two Red flags are gone!!! ٩( ᐛ )و
2. There is zero ref flags for new accounts, or HP, or hit to AAoA... NOTHING! 🍾
3. Resilience Index upgraded to the next bracket, and now I am Resilient! 😏🤣👍🏼
And, allow me please, to flash my new and improved EQ8 Score!!! (((773))) A whopping increase of (((118 pts.))) over the Oct-Nov flat line of 655.
I am beyond stoked!!!
Things that helped the score and RI:
- New Card / $5k SL / $0 Util
- New Disco it / $5k SL / $0 Util
- New NFCU SSL / $5k - 5yrs / 3.9% Util
- None of the HP were from EQ. NFCU SSL and Card went through with SP.
- Credit mix: 6 CC / 1 open IL / 2 closed auto loans.
- Dropped as AU from 2 out of 3 cards
- From 60% of AU accounts (3 of 5), dropped to 17% (1 of 6).
@Anonymous I changed screen name recently, I was BLM11. Could you please update it on your Resilience Index table along my updated Resilience Index? Thank you!
Sure thing! Wow, that's an incredible improvement all around!
EQ FICO Resilience Index
Leaderboard as of December 2, 2020 |
Breaking News |
@CreditBones moves from a 51 to 37 RESILIENT... LP007 moves into the Resilient Club with a 38 ! (And EQ8 760 too!)
A new record for best score:
tacpoly still has The Bat award for scoring a 39 with an EQ 8 850! That's the best overall rating we've seen to date!
Dmessina666 still holds The Golden Chalice and The Golden Sword !!!
|
General Information about this score |
This Resilience Index score is included with a myFICO subscription. It will be shown on the dashboard.
And as always - lower rating (higher number) doesn't mean that person has a bad credit profile in any way. This score is really sensitive to balance amounts and it doesn't matter if you have a 600 or 850. |
RECORD HOLDER | ||
Dmessina666 | 78 |
MEMBER NAME | SCORES | RED | HIGH | DATE |
RESILIENT [1-44] | ||||
GOLD KEY WINNER | ||||
mrsgrits' DH | 32 | 0 | 32 | |
CreditBones | 37 | 0 | 37 | |
juggernaut9* | 37 | 0 | 37 | |
Lulah* | 37 | 0 | 37 | |
LP007 | 38 | 0 | 38 | |
THE BAT | ||||
tacpoly [EQ 8 850] | 39 | 0 | 39 | |
JWD1980* | 40 | 0 | 40 | |
Throckmorton's Wife* | 40 | ? | 40 | |
LaHossBoss SO | 44 | 0 | 44 | |
MODERATE [45-59] | ||||
FireMedic1 | 45 | 2 | 45 | |
PicoFico | 45 | 2 | 45 | |
EW800 | 46 | 2 | 46 | |
Tonya-E | 47 | 2 | 47 | |
LaHossBoss* | 48 | 2 | 41 | |
Thomas_Thumb | 48 | 2 | 48 | |
jasonbourne84 | 49 | 2 | 49 | |
Trudy | 49 | 2 | 49 | |
sjt | 51 | 2 | 47 | |
Chris865 [OP] | 52 | 2 | 52 | |
angelwingz | 53 | 2 | 53 | |
KLEXH25 | 53 | 2 | 53 | |
CassieCard | 54 | 2 | 53 | |
Credit4Growth | 54 | 2 | 54 | |
Face_Value | 54 | 2 | 54 | |
Flyingifr | 56 | 2 | 56 | |
kilroy8 | 56 | ? | 56 | |
TMB_ | 56 | 2 | 56 | |
mrsgrits | 57 | 2 | 57 | |
sarge12 | 59 | 2 | 59 | |
SENSITIVE [60-69] | ||||
joeyv1985 | 60 | 2 | 58 | |
coreysw12 | 61 | 2 | 60 | |
Birdman7 | 63 | 2 | 60 | |
CreditObsessedinFL | 63 | 2 | 56 | |
NRB525 | 63 | 2 | 63 | |
Remedios | 63 | 2 | 63 | |
Dogbert* | 64 | 2 | 64 | |
OmarGB9 | 64 | 2 | 64 | |
Revelate | 65 | 2 | 63 | |
RehabbingANDBlabbing | 66 | 2 | 66 | |
Dumbee | 68 | 2 | 56 | |
jayk1 | 69 | ? | 69 | |
VERY SENSITIVE [70-99] | ||||
K-in-Boston* | 70 | 3 | 70 | |
Brian_Earl_Spilner* | 72 | 3 | 72 | |
CreditCuriosity* | 72 | 3 | 72 | |
jasonbourne84's DH | 72 | 3 | 72 | |
Kenro* | 72 | ? | 72 | |
GApeachy | 73 | 3 | 73 | |
GOLDEN CHALICE WINNER AND | ||||
Dmessina666 | 78 | 3 | 78 |
* FORMER AWARD WINNERS * |
MEMBER NAME | AWARD | TROPHY | FOR | DATE |
Brian_Earl_Spilner | GOLDEN CHALICE | Lowest rating: 76 | ||
Brian_Earl_Spilner | GOLDEN SWORD | Record Low Rating: 76 | ||
CreditCuriosity | GOLDEN CHALICE | Lowest rating: 75 | ||
Dogbert | GOLDEN CHALICE | Lowest rating: 76 | ||
Dogbert | GOLDEN SWORD | Record Low Rating: 76 | ||
juggernaut9 | GOLD KEY | Highest Rating: 37 | ||
JWD1980 | GOLD KEY | Highest Rating: 40 | ||
K-in-Boston | GOLDEN CHALICE | Lowest rating: 73 | ||
Kenro | GOLDEN CHALICE | Lowest rating: 72 | ||
Kenro | GOLDEN SWORD | Record Low Rating: 72 | ||
LaHossBoss | GOLD KEY | Highest rating: 41 | ||
Lulah | GOLD KEY | Highest Rating: 37 | ||
Throckmorton's Wife | GOLD KEY | Highest Rating: 40 |
All awards are from this game: Adventure (1980) (Atari 2600) Level 3 play through
The Bat is awarded for best EQ 8 score with lowest Resilience Index score. The bat can fly away with any award - even a dragon!
Meet the creator of the Resilience Index.
Current Theme Music: Aimee Man - "Voices Carry", LIVE at North Church in Portsmouth, NH, June 30, 2017
( I had just driven into Portsmouth, NH from New York City that night. I didn't even know she was going to be in Portsmouth. I got there around 11pm and missed seeing her in person. The show was supposed to be nearby in Prescott Park, but they moved inside due to rain. Like she says, it was 'hot and humid' outside.
I remember somehow getting a couple of pizzas from Brätskellar Pub right before they closed: Neptune (clams & shrimp) and a Pepperoni with extra cheese.)
@Anonymous you think I should wait to purchase another report after the 24th? I ask because there hasn't been anything new going on except on the 24th my youngest card will be 4 months old and my inqs. will have aged too. Or should I wait a little later than that? Whatcha think?
(the changes that have occurred are: scores 73 to 74 then back to 73 ) (balances relatively similar, just bouncing back n forth from different cards but all basically the same cl's keeping utl. pretty much the same)
I think I've given up trying to catch @Dmessina666 - rock on!
@Anonymous wrote:
I remember somehow getting a couple of pizzas from Brätskellar Pub right before they closed: Neptune (clams & shrimp) and a Pepperoni with extra cheese.)
clams & shrimp pizza? That sounds nasty.
Pepperoni with extra cheese though, 👍
@coldfusion wrote:
@Anonymous wrote:I remember somehow getting a couple of pizzas from Brätskellar Pub right before they closed: Neptune (clams & shrimp) and a Pepperoni with extra cheese.)
clams & shrimp pizza? That sounds nasty.
@coldfusion: It's....different. My friend loves it more than I do. She would probably add bay scallops, mussels, and lobster meat to it. lol
Pepperoni with extra cheese though, 👍
Portsmouth Pizza Factory is better for this, but no clams and shrimp pizza.
Also has the NH State Liquor store and Hannaford right in the same parking lot. The 3 basic food groups!
I'd be up for at least trying a casserole or a stew/boullibaisse type meal with all that stuff in it, but not pizza. Yuk.
Hannaford's for the liquor/wine and Hannaford for the beer and mixers would work for me!
@GApeachy wrote:@Anonymous you think I should wait to purchase another report after the 24th? I ask because there hasn't been anything new going on except on the 24th my youngest card will be 4 months old and my inqs. will have aged too. Or should I wait a little later than that? Whatcha think?
(the changes that have occurred are: scores 73 to 74 then back to 73 ) (balances relatively similar, just bouncing back n forth from different cards but all basically the same cl's keeping utl. pretty much the same)
I think I've given up trying to catch @Dmessina666 - rock on!
@GApeachy: I'd wait until balances change dramatically. Go buy something for around $13,000, let that report, and you'll RULE! haha
It's really all about balances. Thomas_Thumb reported losing 9 points (48 to 57) with an EQ8 of 843:
"Aggregate utilization increased from $2951 (3%) to $11,005 (13%) - excludes AU card."
@Anonymous wrote:
Go buy something for around $13,000, let that report, and you'll RULE! haha
There would have to be a very sweet door prize. Thanks though, think I'll just save my $ and wait a few months.
@coldfusion wrote:I'd be up for at least trying a casserole or a stew/boullibaisse type meal with all that stuff in it, but not pizza. Yuk.
Hannaford's for the liquor/wine and Hannaford for the beer and mixers would work for me!
@coldfusion: You might like Fettuccine ai Frutti Di Mare ("fettuccine with fruit of the sea").
( This is a good overview: https://www.askchefdennis.com/frutti-di-mare/ )
Most Italian places make it with a red sauce, but I always preferred a white sauce, as shown above. It's one of my favorite dinners to make at home.