FICO Score Stress Indicators/Indexes

[Anonymous]

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@Anonymous wrote:

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@coldfusion wrote:

I'd be up for at least trying a casserole or a stew/boullibaisse type meal with all that stuff in it, but not pizza. Yuk.

Hannaford's for the liquor/wine and Hannaford for the beer and mixers would work for me!

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@coldfusion:  You might like Fettuccine ai Frutti Di Mare ("fettuccine with fruit of the sea").

( This is a good overview: https://www.askchefdennis.com/frutti-di-mare/ )

Most Italian places make it with a red sauce, but I always preferred a white sauce, as shown above. It's one of my favorite dinners to make at home.

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@Anonymous you are making me hungry!

[Anonymous]

My own boring update for December.

I lost -7 to as much as -23 across five EQ/TU 8 scores at AoOA 3yr 0mo this month, but the Resilience Index score was unaffected - same as last month, same 2 flags.

(AoOA 3yr 0mo is a known threshold on the 8's that frequently causes large drops with hardly any changes in profile data.)

[Anonymous]

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@Anonymous wrote:

My own boring update for December.

I lost -7 to as much as -23 across five EQ/TU 8 scores at AoOA 3yr 0mo this month, but the Resilience Index score was unaffected - same as last month, same 2 flags.

(AoOA 3yr 0mo is a known threshold on the 8's that frequently causes large drops with hardly any changes in profile data.)

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@Anonymous well, now you make me wonder if there are scorecards in the Resilience Score? If there are, I suppose 3 years is not a threshold. 

you should be pretty proud of the fact that you only lost points on 5 scores. And, you know you'll likely recover that deficit when you hit reassignment, maybe turn them into surpluses! 😉 Can't wait to see the changes!

[M_Smart007]

One for @Anonymous 

[coldfusion]

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@Anonymous wrote:

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@coldfusion wrote:

I'd be up for at least trying a casserole or a stew/boullibaisse type meal with all that stuff in it, but not pizza. Yuk.

Hannaford's for the liquor/wine and Hannaford for the beer and mixers would work for me!

---

@coldfusion:  You might like Fettuccine ai Frutti Di Mare ("fettuccine with fruit of the sea").

( This is a good overview: https://www.askchefdennis.com/frutti-di-mare/ )

Most Italian places make it with a red sauce, but I always preferred a white sauce, as shown above. It's one of my favorite dinners to make at home.

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Either way works, although I lean toward preferring white sauces with seafood.

Except when it comes to clam chowder.  Manhattan style does not make the grade.

[joeyv1985]

My score just came in. Stuck at 60

[Tonya-E]

Went down 1 pt. this month from 47 to 46.  I still have the same 2 negatives of: 

1) Too many credit cards

2) High installment loans

[Anonymous]

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@M_Smart007 wrote:

One for @Anonymous 

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@M_Smart007: I respect the skill. lol

[Anonymous]

@Anonymous: Welcome to myFICO Forums!

It takes about a week to get a CAC (lol) around here so you can post images. Really based on number of posts, so could be shorter.

I'm going to add your name and score to the table anyway. Nice 44!

[Anonymous]

EQ FICO Resilience Index

Leaderboard as of December 14, 2020

Breaking News

tacpoly still has The Bat award for scoring a 39 with an EQ 8 850! That's the best overall rating we've seen to date! Dmessina666 still holds The Golden Chalice and The Golden Sword !!!

General Information about this score

FICO issued a press release about this score and it triggered a flurry of articles in the press. The Washington Post published an article about this 'new score'. Plenty more articles on Google here. Many article authors are wondering if/when consumers will be able to obtain their score. (lol) The first score was submitted to this thread on March 29, 2020. New Podcast Interview: A VP of Scores at FICO talks about the new FICO Resilience Index. This Resilience Index score is included with a myFICO subscription. It will be shown on the dashboard. And as always - lower rating (higher number) doesn't mean that person has a bad credit profile in any way. This score is really sensitive to balance amounts and it doesn't matter if you have a 600 or 850.

RECORD HOLDER & KEEPER OF THE GOLDEN SWORD!		EQ FICO RESILIENCE INDEX
Dmessina666	78	09-17-2020

MEMBER NAME * denotes former award winner see bottom of post	SCORES	RED FLAGS	HIGH SCORE	DATE Click for Individual Profile Data
RESILIENT [1-44]
GOLD KEY WINNER
mrsgrits' DH	32	0	32	11-01-2020
CreditBones	37	0	37	12-01-2020
juggernaut9*	37	0	37	11-03-2020
Lulah*	37	0	37	07-24-2020
LP007	38	0	38	11-09-2020
THE BAT
tacpoly [EQ 8 850]	39	0	39	10-04-2020
JWD1980*	40	0	40	07-26-2020
Throckmorton's Wife*	40	?	40	05-07-2020
LaHossBoss SO	44	0	44	10-26-2020
USDOD	44	0	44	12-13-2020
MODERATE [45-59]
FireMedic1	45	2	45	06-05-2020
PicoFico	45	2	45	04-30-2020
EW800	46	2	46	05-01-2020
Tonya-E	46	2	46	12-02-2020
LaHossBoss*	48	2	41	10-19-2020
Thomas_Thumb	48	2	48	04-07-2020
jasonbourne84	49	2	49	10-08-2020
Trudy	49	2	49	06-12-2020
sjt	51	2	47	08-17-2020
Chris865 [OP]	52	2	52	05-23-2020
angelwingz	53	2	53	04-09-2020
KLEXH25	53	2	53	07-26-2020
CassieCard	54	2	53	12-11-2020
Credit4Growth	54	2	54	07-30-2020
Face_Value	54	2	54	10-17-2020
Flyingifr	56	2	56	07-21-2020
kilroy8	56	?	56	06-11-2020
TMB_	56	2	56	06-01-2020
mrsgrits	57	2	57	11-06-2020
sarge12	59	2	59	08-24-2020
SENSITIVE [60-69]
joeyv1985	60	2	58	12-13-2020
coreysw12	61	2	60	11-18-2020
Birdman7	63	2	60	11-03-2020
CreditObsessedinFL	63	2	56	11-18-2020
NRB525	63	2	63	04-06-2020
Remedios	63	2	63	06-06-2020
Dogbert*	64	2	64	06-25-2020
OmarGB9	64	2	64	08-22-2020
Revelate	65	2	63	06-14-2020
RehabbingANDBlabbing	66	2	66	03-29-2020
Dumbee	68	2	56	09-11-2020
jayk1	69	?	69	09-05-2020
VERY SENSITIVE [70-99]
K-in-Boston*	70	3	70	11-04-2020
Brian_Earl_Spilner*	72	3	72	11-08-2020
CreditCuriosity*	72	3	72	10-19-2020
jasonbourne84's DH	72	3	72	10-11-2020
Kenro*	72	?	72	05-03-2020
GApeachy	73	3	73	11-15-2020
GOLDEN CHALICE WINNER AND KEEPER OF THE GOLDEN SWORD
Dmessina666	78	3	78	09-17-2020

* FORMER AWARD WINNERS *

MEMBER NAME	AWARD	TROPHY	FOR	DATE Click for Individual Profile Data
Brian_Earl_Spilner	GOLDEN CHALICE		Lowest rating: 76	10-01-2020
Brian_Earl_Spilner	GOLDEN SWORD		Record Low Rating: 76	10-01-2020
CreditCuriosity	GOLDEN CHALICE		Lowest rating: 75	09-23-2020
Dogbert	GOLDEN CHALICE		Lowest rating: 76	04-03-2020
Dogbert	GOLDEN SWORD		Record Low Rating: 76	04-03-2020
juggernaut9	GOLD KEY		Highest Rating: 37	11-03-2020
JWD1980	GOLD KEY		Highest Rating: 40	07-26-2020
K-in-Boston	GOLDEN CHALICE		Lowest rating: 73	09-04-2020
Kenro	GOLDEN CHALICE		Lowest rating: 72	05-03-2020
Kenro	GOLDEN SWORD		Record Low Rating: 72	05-03-2020
LaHossBoss	GOLD KEY		Highest rating: 41	04-17-2020
Lulah	GOLD KEY		Highest Rating: 37	07-24-2020
Throckmorton's Wife	GOLD KEY		Highest Rating: 40	05-07-2020

All awards are from this game: Adventure (1980) (Atari 2600) Level 3 play through 

The Bat is awarded for best EQ 8 score with lowest Resilience Index score. The bat can fly away with any award - even a dragon!

Meet the creator of the Resilience Index.