FICO Score Stress Indicators/Indexes

[Anonymous]

EQ FICO Resilience Index

Leaderboard as of February 27, 2021

Breaking News

High definition video of the landing on Mars! YouTube link. That's a first! @mgood-1 from 59 to 58 with lowered balances. (<$5000 did it?) 6 people have a score of 56 making it the most reported number (mode in math). 5 people have a score of 72 - 2nd most reported number.

General Information about this score

Top 10 Questions About the FICO® Resilience Index  myFICO Blog Post FICO issued a press release about this score and it triggered a flurry of articles in the press. The Washington Post published an article about this 'new score'. Plenty more articles on Google here. Many article authors are wondering if/when consumers will be able to obtain their score. (lol) The first score was submitted to this thread on March 29, 2020. New Podcast Interview: A VP of Scores at FICO talks about the new FICO Resilience Index. This Resilience Index score is included with a myFICO subscription. It will be shown on the dashboard. And as always - lower rating (higher number) doesn't mean that person has a bad credit profile in any way. This score is really sensitive to balance amounts and it doesn't matter if you have a 600 or 850.

RECORD HOLDER & KEEPER OF THE GOLDEN SWORD!		EQ FICO RESILIENCE INDEX
Adkins	80	12-07-2020

MEMBER NAME * denotes former award winner see bottom of post	SCORES	RED FLAGS	HIGH SCORE	DATE Click for Individual Profile Data
RESILIENT [1-44]
GOLD KEY WINNER
mrsgrits' DH	32	0	32	11-01-2020
LP007	34	0	34	12-21-2020
CreditBones	37	0	37	12-01-2020
juggernaut9*	37	0	37	11-03-2020
Lulah*	37	0	37	07-24-2020
USDOD	37	0	37	12-26-2020
THE BAT
tacpoly [EQ 8 850]	39	0	39	10-04-2020
JWD1980*	40	0	40	07-26-2020
Throckmorton's Wife*	40	?	40	05-07-2020
Tonya-E	43	0	43	02-10-2021
LaHossBoss SO	44	0	44	10-26-2020
MODERATE [45-59]
FireMedic1	45	2	45	06-05-2020
PicoFico	45	2	45	04-30-2020
Bankrupt2019	46	2	46	12-29-2020
EW800	46	2	46	05-01-2020
sjt	47	2	47	01-06-2021
LaHossBoss*	48	2	41	10-19-2020
Thomas_Thumb	48	2	48	04-07-2020
jasonbourne84	49	2	49	10-08-2020
Trudy	49	2	49	06-12-2020
Chris865 [OP]	52	2	52	05-23-2020
angelwingz	53	2	53	04-09-2020
KLEXH25	53	2	53	07-26-2020
Mr_Mojo_Risin	54	?	54	02-01-2021
Credit4Growth	54	2	54	07-30-2020
Face_Value	54	2	54	10-17-2020
CassieCard	56	2	53	02-11-2021
CreditAggie	56	2	56	02-20-2021
Flyingifr	56	2	56	07-21-2020
joeyv1985	56	2	56	02-13-2021
kilroy8	56	?	56	06-11-2020
TMB_	56	2	56	06-01-2020
mrsgrits	57	2	57	11-06-2020
mgood	58	2	55	02-27-2021
sarge12	59	2	59	08-24-2020
SENSITIVE [60-69]
coreysw12	61	2	60	11-18-2020
CreditObsessedinFL	61	2	56	12-??-2020
NRB525	63	2	63	04-06-2020
Remedios	63	2	63	06-06-2020
Dogbert*	64	2	64	06-25-2020
OmarGB9	64	2	64	08-22-2020
Birdman7	65	2	60	02-20-2021
Revelate	65	2	63	06-14-2020
RehabbingANDBlabbing	66	2	66	03-29-2020
thornback	66	2	66	12-12-2020
Dumbee	68	2	56	09-11-2020
jayk1	69	?	69	09-05-2020
VERY SENSITIVE [70-99]
K-in-Boston*	70	3	70	11-04-2020
CreditCuriosity*	72	3	72	10-19-2020
Dmessina666*	72	3	72	12-30-2020
GApeachy	72	3	72	02-06-2021
jasonbourne84's DH	72	3	72	10-11-2020
Kenro*	72	?	72	05-03-2020
Brian_Earl_Spilner*	78	3	72	12-06-2020
GOLDEN CHALICE WINNER AND KEEPER OF THE GOLDEN SWORD
Adkins	80	3	80	12-07-2020

* FORMER AWARD WINNERS *

MEMBER NAME	AWARD	TROPHY	FOR	DATE Click for Individual Profile Data
Brian_Earl_Spilner	GOLDEN CHALICE		Lowest rating: 76	10-01-2020
Brian_Earl_Spilner	GOLDEN SWORD		Record Low Rating: 76	10-01-2020
CreditCuriosity	GOLDEN CHALICE		Lowest rating: 75	09-23-2020
Dmessina666	GOLDEN CHALICE		Lowest rating: 78	09-17-2020
Dmessina666	GOLDEN SWORD		Record Low Rating: 78	09-17-2020
Dogbert	GOLDEN CHALICE		Lowest rating: 76	04-03-2020
Dogbert	GOLDEN SWORD		Record Low Rating: 76	04-03-2020
juggernaut9	GOLD KEY		Highest Rating: 37	11-03-2020
JWD1980	GOLD KEY		Highest Rating: 40	07-26-2020
K-in-Boston	GOLDEN CHALICE		Lowest rating: 73	09-04-2020
Kenro	GOLDEN CHALICE		Lowest rating: 72	05-03-2020
Kenro	GOLDEN SWORD		Record Low Rating: 72	05-03-2020
LaHossBoss	GOLD KEY		Highest rating: 41	04-17-2020
Lulah	GOLD KEY		Highest Rating: 37	07-24-2020
Throckmorton's Wife	GOLD KEY		Highest Rating: 40	05-07-2020

All awards are from this game: Adventure (1980) (Atari 2600) Level 3 play through 

The Bat is awarded for best EQ 8 score with lowest Resilience Index score. The bat can fly away with any award - even a dragon!

Meet the creator of the Resilience Index.

[joeyv1985]

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@Anonymous wrote:

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@joeyv1985 wrote:

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@Anonymous wrote:

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@joeyv1985 wrote:

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@Anonymous wrote:

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@joeyv1985 wrote:

Hello Cassie,

My monthly score came in and it's holding steady at 56 with 2 flags. My FICO 8 scores are the highest they've ever been, EQ 777/TU 797/EX 788. My car was PIF in December, but the balance still shows a balance akin to 1 payment. Compared with a balance of over $5K from the previous reporting period, I thought that would have dropped my score down to at least 54 or so. Maybe I need to pay more of my Mortgage principal to really make a dent in my Resilience score. Oh well. 

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@joeyv1985 I think it's more concerned with the amount of the payment and monthly obligation than it is the total amount still remaining due on the loan. I'll bet your resilience score goes down meaning better, when that car loan reports closed. 

---

Hmmmm. Would it be a double edged sword t when the car loan shows closed on the report? Meaning car PIF thus dropping Resiliency Score however FICO's take a bit of hit because my credit mix loses one intallment loan, although I still have the mortgage. 

---

@joeyv1985 if the car loan were your only loan, your analysis would be spot on. However because you have a mortgage you may not see much of a drop on your 8/9. Your aggregate loan utilization won't change much since there's only one payment remaining. 

we know mortgage loans are tracked separately and satisfy a mix type, but I would definitely like to know the results of what happens, if you would be kind enough to report back. it will be interesting to know if the different loan utilizations are kept separate or if it's based on the combination. Do you have anything else reporting around that time? someone else may already know the answer. 

You'll probably see an increase on your mortgage scores due to one less account with a balance, tho!

Edit: @joeyv1985 Closed loans still contribute to credit mix. The point change usually comes from the loan balance & utilization going to 0%.

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Hello Birdman, 

I'll be more than happy to report back my results a month from now. By then I can only assume, the Car loan will have reported Paid In Full and if there's a fallout, hopefully not, it won't be as catastrophic. As far as any new reporting is concerned, the only thing I can think of is an inquiry falling off. Between my 3B report in Jan and the one that just reported here in Feb, 3 inquiries fell off the report leaving me with 3. Of the 3 remaining, 1 more should fall off on my next 3B report in March which will leave me with just 2. The said inquiries were last year. Also, on the Feb 3B report, 2 CC's crossed the 1 year mark since I opened them. I should have another one reporting it's 1 year anniversary on the next report. Other than that, I can't think of anything else material enough to impact my scores. I'm currently in a gardening mode, so there's nothing pressing as far as new accounts are concerned. Just keeping my spending in check, aging my accounts and requesting a CL increase here and there. 

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@joeyv1985 if that is your youngest Revolver reaching one year, that will result in Scorecard reassignment on 8/9, probably giving you some points. I don't know what effect it will have on the resiliency score, but it will be interesting to find out, so that will be mixed in with the loan closing, so it will be hard to differentiate since it will be conflated, unfortunately. 

nevertheless will look forward to your report, there's no telling what we may be able to learn!

---

Hello Birdman, 

My auto loan finally reported paid in full and my Fico 8's, as expected, took a hit of anywhere between 8-19pts. Bummer. Howevever, the scores are still in the 770-780 range, so I'm not too worried. Any idea, how long before my scores start moving up from this event? Mortgate is still open and my credit utilization remains below 2%. My CU was roughly in that area when my auto loan reported.

[Anonymous]

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@joeyv1985 wrote:

---

@Anonymous wrote:

---

@joeyv1985 wrote:

---

@Anonymous wrote:

---

@joeyv1985 wrote:

---

@Anonymous wrote:

---

@joeyv1985 wrote:

Hello Cassie,

My monthly score came in and it's holding steady at 56 with 2 flags. My FICO 8 scores are the highest they've ever been, EQ 777/TU 797/EX 788. My car was PIF in December, but the balance still shows a balance akin to 1 payment. Compared with a balance of over $5K from the previous reporting period, I thought that would have dropped my score down to at least 54 or so. Maybe I need to pay more of my Mortgage principal to really make a dent in my Resilience score. Oh well. 

---

@joeyv1985 I think it's more concerned with the amount of the payment and monthly obligation than it is the total amount still remaining due on the loan. I'll bet your resilience score goes down meaning better, when that car loan reports closed. 

---

Hmmmm. Would it be a double edged sword t when the car loan shows closed on the report? Meaning car PIF thus dropping Resiliency Score however FICO's take a bit of hit because my credit mix loses one intallment loan, although I still have the mortgage. 

---

@joeyv1985 if the car loan were your only loan, your analysis would be spot on. However because you have a mortgage you may not see much of a drop on your 8/9. Your aggregate loan utilization won't change much since there's only one payment remaining. 

we know mortgage loans are tracked separately and satisfy a mix type, but I would definitely like to know the results of what happens, if you would be kind enough to report back. it will be interesting to know if the different loan utilizations are kept separate or if it's based on the combination. Do you have anything else reporting around that time? someone else may already know the answer. 

You'll probably see an increase on your mortgage scores due to one less account with a balance, tho!

Edit: @joeyv1985 Closed loans still contribute to credit mix. The point change usually comes from the loan balance & utilization going to 0%.

---

Hello Birdman, 

I'll be more than happy to report back my results a month from now. By then I can only assume, the Car loan will have reported Paid In Full and if there's a fallout, hopefully not, it won't be as catastrophic. As far as any new reporting is concerned, the only thing I can think of is an inquiry falling off. Between my 3B report in Jan and the one that just reported here in Feb, 3 inquiries fell off the report leaving me with 3. Of the 3 remaining, 1 more should fall off on my next 3B report in March which will leave me with just 2. The said inquiries were last year. Also, on the Feb 3B report, 2 CC's crossed the 1 year mark since I opened them. I should have another one reporting it's 1 year anniversary on the next report. Other than that, I can't think of anything else material enough to impact my scores. I'm currently in a gardening mode, so there's nothing pressing as far as new accounts are concerned. Just keeping my spending in check, aging my accounts and requesting a CL increase here and there. 

---

@joeyv1985 if that is your youngest Revolver reaching one year, that will result in Scorecard reassignment on 8/9, probably giving you some points. I don't know what effect it will have on the resiliency score, but it will be interesting to find out, so that will be mixed in with the loan closing, so it will be hard to differentiate since it will be conflated, unfortunately. 

nevertheless will look forward to your report, there's no telling what we may be able to learn!

---

Hello Birdman, 

My auto loan finally reported paid in full and my Fico 8's, as expected, took a hit of anywhere between 8-19pts. Bummer. Howevever, the scores are still in the 770-780 range, so I'm not too worried. Any idea, how long before my scores start moving up from this event? Mortgate is still open and my credit utilization remains below 2%. My CU was roughly in that area when my auto loan reported.

---

@joeyv1985 what is your mortgage B/L at? That's interesting, depending on the mortgage B/L. Well from my viewpoint, you were receiving extra points, bonus points if you will, for having your only non-mortgage loan in optimal utilization range. You won't get those points again until you're in that scenario again. I am assuming that was your only non-mortgage loan and that you only have one mortgage?

but your scores are great and will continue to increase with age anyway, so they will still increase, it just won't be from that particular reason. 

what effect did it have on the resiliency score?

[joeyv1985]

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@Anonymous wrote:

---

@joeyv1985 wrote:

---

@Anonymous wrote:

---

@joeyv1985 wrote:

---

@Anonymous wrote:

---

@joeyv1985 wrote:

---

@Anonymous wrote:

---

@joeyv1985 wrote:

Hello Cassie,

My monthly score came in and it's holding steady at 56 with 2 flags. My FICO 8 scores are the highest they've ever been, EQ 777/TU 797/EX 788. My car was PIF in December, but the balance still shows a balance akin to 1 payment. Compared with a balance of over $5K from the previous reporting period, I thought that would have dropped my score down to at least 54 or so. Maybe I need to pay more of my Mortgage principal to really make a dent in my Resilience score. Oh well. 

---

@joeyv1985 I think it's more concerned with the amount of the payment and monthly obligation than it is the total amount still remaining due on the loan. I'll bet your resilience score goes down meaning better, when that car loan reports closed. 

---

Hmmmm. Would it be a double edged sword t when the car loan shows closed on the report? Meaning car PIF thus dropping Resiliency Score however FICO's take a bit of hit because my credit mix loses one intallment loan, although I still have the mortgage. 

---

@joeyv1985 if the car loan were your only loan, your analysis would be spot on. However because you have a mortgage you may not see much of a drop on your 8/9. Your aggregate loan utilization won't change much since there's only one payment remaining. 

we know mortgage loans are tracked separately and satisfy a mix type, but I would definitely like to know the results of what happens, if you would be kind enough to report back. it will be interesting to know if the different loan utilizations are kept separate or if it's based on the combination. Do you have anything else reporting around that time? someone else may already know the answer. 

You'll probably see an increase on your mortgage scores due to one less account with a balance, tho!

Edit: @joeyv1985 Closed loans still contribute to credit mix. The point change usually comes from the loan balance & utilization going to 0%.

---

Hello Birdman, 

I'll be more than happy to report back my results a month from now. By then I can only assume, the Car loan will have reported Paid In Full and if there's a fallout, hopefully not, it won't be as catastrophic. As far as any new reporting is concerned, the only thing I can think of is an inquiry falling off. Between my 3B report in Jan and the one that just reported here in Feb, 3 inquiries fell off the report leaving me with 3. Of the 3 remaining, 1 more should fall off on my next 3B report in March which will leave me with just 2. The said inquiries were last year. Also, on the Feb 3B report, 2 CC's crossed the 1 year mark since I opened them. I should have another one reporting it's 1 year anniversary on the next report. Other than that, I can't think of anything else material enough to impact my scores. I'm currently in a gardening mode, so there's nothing pressing as far as new accounts are concerned. Just keeping my spending in check, aging my accounts and requesting a CL increase here and there. 

---

@joeyv1985 if that is your youngest Revolver reaching one year, that will result in Scorecard reassignment on 8/9, probably giving you some points. I don't know what effect it will have on the resiliency score, but it will be interesting to find out, so that will be mixed in with the loan closing, so it will be hard to differentiate since it will be conflated, unfortunately. 

nevertheless will look forward to your report, there's no telling what we may be able to learn!

---

Hello Birdman, 

My auto loan finally reported paid in full and my Fico 8's, as expected, took a hit of anywhere between 8-19pts. Bummer. Howevever, the scores are still in the 770-780 range, so I'm not too worried. Any idea, how long before my scores start moving up from this event? Mortgate is still open and my credit utilization remains below 2%. My CU was roughly in that area when my auto loan reported.

---

@joeyv1985 what is your mortgage B/L at? That's interesting, depending on the mortgage B/L. Well from my viewpoint, you were receiving extra points, bonus points if you will, for having your only non-mortgage loan in optimal utilization range. You won't get those points again until you're in that scenario again. I am assuming that was your only non-mortgage loan and that you only have one mortgage?

but your scores are great and will continue to increase with age anyway, so they will still increase, it just won't be from that particular reason. 

what effect did it have on the resiliency score?

---

Hello Birdman, 

Couple of things, my resiliency score doesn't report until 3/13, so when that happens, I'll let you know. As far as my mortgage is concerned, I took out the loan in May of 2019, so I've barely made a dent on the balance. I've probably paid about 4% of the balance. However, since the car loan is out of the way and I have no major bills to pay other than utilities and revolving credit, I plan on paying chunks of my mortgage balance as the year progresses. Hope this helps. 

[juggernaut9]

This is interesting. I know the two are not tied to each other, but I wish my FICO scores would increase as my resiliency score decreases. 

@Anonymous 

[Anonymous]

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@juggernaut9 wrote:

This is interesting. I know the two are not tied to each other, but I wish my FICO scores would increase as my resiliency score decreases. 

@Anonymous 

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Nice!

[Anonymous]

@Anonymous 

For Feb 3B pull, I am back down to 45, *almost* resilient again lol

My 2 flags are "high installment loan balances" and "missed payments"

For SO, he is down to 40, with no flags this time. I am convinced they do not give flags, just like with 800+ scores they do not give negative reason codes (correct me if I am wrong). Because as soon as me or my SO are outside the "resilient" range, we get 2 flags, with no changes in installment loan balances or number of missed payments. In fact, now both have gone *down* significantly (number of missed payments and installment loan balances - for the time being lol)!

Me: 2/2021

SO: 2/2021

[Mr_Mojo_Risin]

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@juggernaut9 wrote:

This is interesting. I know the two are not tied to each other, but I wish my FICO scores would increase as my resiliency score decreases. 

@Anonymous 

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Looks like we might have a new leader! You are certainly resilient lol.

[Mr_Mojo_Risin]

---

@Anonymous wrote:

@Anonymous 

For Feb 3B pull, I am back down to 45, *almost* resilient again lol

My 2 flags are "high installment loan balances" and "missed payments"

For SO, he is down to 40, with no flags this time. I am convinced they do not give flags, just like with 800+ scores they do not give negative reason codes (correct me if I am wrong). Because as soon as me or my SO are outside the "resilient" range, we get 2 flags, with no changes in installment loan balances or number of missed payments. In fact, now both have gone *down* significantly (number of missed payments and installment loan balances - for the time being lol)!

Me: 2/2021

SO: 2/2021

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You and SO are looking really good! 

I'm trying to get to the 40's! Lol

[Anonymous]

EQ FICO Resilience Index

Leaderboard as of March 3, 2021

Breaking News

New Gold Key Winner! @juggernaut9 with a 32 ! 2nd time winning the Gold Key! @Anonymous and LaHossBoss's SO moving up together. 6 people have a score of 56 making it the most reported number (mode in math). 5 people have a score of 72 - 2nd most reported number.

General Information about this score

Top 10 Questions About the FICO® Resilience Index  myFICO Blog Post FICO issued a press release about this score and it triggered a flurry of articles in the press. The Washington Post published an article about this 'new score'. Plenty more articles on Google here. Many article authors are wondering if/when consumers will be able to obtain their score. (lol) The first score was submitted to this thread on March 29, 2020. New Podcast Interview: A VP of Scores at FICO talks about the new FICO Resilience Index. This Resilience Index score is included with a myFICO subscription. It will be shown on the dashboard. And as always - lower rating (higher number) doesn't mean that person has a bad credit profile in any way. This score is really sensitive to balance amounts and it doesn't matter if you have a 600 or 850.

RECORD HOLDER & KEEPER OF THE GOLDEN SWORD!		EQ FICO RESILIENCE INDEX
Adkins	80	12-07-2020

MEMBER NAME * denotes former award winner see bottom of post	SCORES	RED FLAGS	HIGH SCORE	DATE Click for Individual Profile Data
RESILIENT [1-44]
GOLD KEY WINNERS
juggernaut9*	32	0	32	03-03-2021
mrsgrits' DH	32	0	32	11-01-2020
LP007	34	0	34	12-21-2020
CreditBones	37	0	37	12-01-2020
Lulah*	37	0	37	07-24-2020
USDOD	37	0	37	12-26-2020
THE BAT
tacpoly [EQ 8 850]	39	0	39	10-04-2020
JWD1980*	40	0	40	07-26-2020
LaHossBoss SO	40	0	40	02-26-2021
Throckmorton's Wife*	40	?	40	05-07-2020
Tonya-E	43	0	43	02-10-2021
MODERATE [45-59]
FireMedic1	45	2	45	06-05-2020
LaHossBoss*	45	2	41	02-24-2021
PicoFico	45	2	45	04-30-2020
Bankrupt2019	46	2	46	12-29-2020
EW800	46	2	46	05-01-2020
sjt	47	2	47	01-06-2021
Thomas_Thumb	48	2	48	04-07-2020
jasonbourne84	49	2	49	10-08-2020
Trudy	49	2	49	06-12-2020
Chris865 [OP]	52	2	52	05-23-2020
angelwingz	53	2	53	04-09-2020
KLEXH25	53	2	53	07-26-2020
Mr_Mojo_Risin	54	?	54	02-01-2021
Credit4Growth	54	2	54	07-30-2020
Face_Value	54	2	54	10-17-2020
CassieCard	56	2	53	02-11-2021
CreditAggie	56	2	56	02-20-2021
Flyingifr	56	2	56	07-21-2020
joeyv1985	56	2	56	02-13-2021
kilroy8	56	?	56	06-11-2020
TMB_	56	2	56	06-01-2020
mrsgrits	57	2	57	11-06-2020
mgood	58	2	55	02-27-2021
sarge12	59	2	59	08-24-2020
SENSITIVE [60-69]
coreysw12	61	2	60	11-18-2020
CreditObsessedinFL	61	2	56	12-??-2020
NRB525	63	2	63	04-06-2020
Remedios	63	2	63	06-06-2020
Dogbert*	64	2	64	06-25-2020
OmarGB9	64	2	64	08-22-2020
Birdman7	65	2	60	02-20-2021
Revelate	65	2	63	06-14-2020
RehabbingANDBlabbing	66	2	66	03-29-2020
thornback	66	2	66	12-12-2020
Dumbee	68	2	56	09-11-2020
jayk1	69	?	69	09-05-2020
VERY SENSITIVE [70-99]
K-in-Boston*	70	3	70	11-04-2020
CreditCuriosity*	72	3	72	10-19-2020
Dmessina666*	72	3	72	12-30-2020
GApeachy	72	3	72	02-06-2021
jasonbourne84's DH	72	3	72	10-11-2020
Kenro*	72	?	72	05-03-2020
Brian_Earl_Spilner*	78	3	72	12-06-2020
GOLDEN CHALICE WINNER AND KEEPER OF THE GOLDEN SWORD
Adkins	80	3	80	12-07-2020

* FORMER AWARD WINNERS *

MEMBER NAME	AWARD	TROPHY	FOR	DATE Click for Individual Profile Data
Brian_Earl_Spilner	GOLDEN CHALICE		Lowest rating: 76	10-01-2020
Brian_Earl_Spilner	GOLDEN SWORD		Record Low Rating: 76	10-01-2020
CreditCuriosity	GOLDEN CHALICE		Lowest rating: 75	09-23-2020
Dmessina666	GOLDEN CHALICE		Lowest rating: 78	09-17-2020
Dmessina666	GOLDEN SWORD		Record Low Rating: 78	09-17-2020
Dogbert	GOLDEN CHALICE		Lowest rating: 76	04-03-2020
Dogbert	GOLDEN SWORD		Record Low Rating: 76	04-03-2020
juggernaut9	GOLD KEY		Highest Rating: 37	11-03-2020
JWD1980	GOLD KEY		Highest Rating: 40	07-26-2020
K-in-Boston	GOLDEN CHALICE		Lowest rating: 73	09-04-2020
Kenro	GOLDEN CHALICE		Lowest rating: 72	05-03-2020
Kenro	GOLDEN SWORD		Record Low Rating: 72	05-03-2020
LaHossBoss	GOLD KEY		Highest rating: 41	04-17-2020
Lulah	GOLD KEY		Highest Rating: 37	07-24-2020
Throckmorton's Wife	GOLD KEY		Highest Rating: 40	05-07-2020

All awards are from this game: Adventure (1980) (Atari 2600) Level 3 play through 

The Bat is awarded for best EQ 8 score with lowest Resilience Index score. The bat can fly away with any award - even a dragon!

Meet the creator of the Resilience Index.