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EQ FICO Resilience Index
Leaderboard as of Tuesday, March 9, 2021 |
Breaking News |
New in-depth information about this score from FICO.
@sarge12 is back with a 58, up from 59. (Because Down is Up in Equiland.)
|
General Information about this score |
This Resilience Index score is included with a myFICO subscription. It will be shown on the dashboard.
And as always - lower rating (higher number) doesn't mean that person has a bad credit profile in any way. This score is really sensitive to balance amounts and it doesn't matter if you have a 600 or 850. |
RECORD HOLDER | EQ FICO RESILIENCE INDEX | |
Adkins | 80 |
MEMBER NAME | SCORES | RED | HIGH | DATE |
RESILIENT [1-44] | ||||
GOLD KEY WINNERS | ||||
juggernaut9* | 32 | 0 | 32 | |
mrsgrits' DH | 32 | 0 | 32 | |
LP007 | 34 | 0 | 34 | |
CreditBones | 37 | 0 | 37 | |
Lulah* | 37 | 0 | 37 | |
USDOD | 37 | 0 | 37 | |
THE BAT | ||||
tacpoly [EQ 8 850] | 39 | 0 | 39 | |
JWD1980* | 40 | 0 | 40 | |
LaHossBoss SO | 40 | 0 | 40 | |
Throckmorton's Wife* | 40 | ? | 40 | |
Tonya-E | 43 | 0 | 43 | |
MODERATE [45-59] | ||||
FireMedic1 | 45 | 2 | 45 | |
LaHossBoss* | 45 | 2 | 41 | |
PicoFico | 45 | 2 | 45 | |
Bankrupt2019 | 46 | 2 | 46 | |
EW800 | 46 | 2 | 46 | |
sjt | 47 | 2 | 47 | |
Thomas_Thumb | 48 | 2 | 48 | |
jasonbourne84 | 49 | 2 | 49 | |
Trudy | 49 | 2 | 49 | |
Chris865 [OP] | 52 | 2 | 52 | |
angelwingz | 53 | 2 | 53 | |
KLEXH25 | 53 | 2 | 53 | |
Mr_Mojo_Risin | 54 | ? | 54 | |
Credit4Growth | 54 | 2 | 54 | |
Face_Value | 54 | 2 | 54 | |
CassieCard | 56 | 2 | 53 | |
CreditAggie | 56 | 2 | 56 | |
Flyingifr | 56 | 2 | 56 | |
joeyv1985 | 56 | 2 | 56 | |
kilroy8 | 56 | ? | 56 | |
TMB_ | 56 | 2 | 56 | |
mrsgrits | 57 | 2 | 57 | |
mgood | 58 | 2 | 55 | |
sarge12 | 58 | 2 | 58 | |
SENSITIVE [60-69] | ||||
coreysw12 | 61 | 2 | 60 | |
CreditObsessedinFL | 61 | 2 | 56 | |
NRB525 | 63 | 2 | 63 | |
Remedios | 63 | 2 | 63 | |
Dogbert* | 64 | 2 | 64 | |
OmarGB9 | 64 | 2 | 64 | |
Birdman7 | 65 | 2 | 60 | |
Revelate | 65 | 2 | 63 | |
RehabbingANDBlabbing | 66 | 2 | 66 | |
thornback | 66 | 2 | 66 | |
Dumbee | 68 | 2 | 56 | |
jayk1 | 69 | ? | 69 | |
VERY SENSITIVE [70-99] | ||||
K-in-Boston* | 70 | 3 | 70 | |
CreditCuriosity* | 72 | 3 | 72 | |
Dmessina666* | 72 | 3 | 72 | |
GApeachy | 72 | 3 | 72 | |
jasonbourne84's DH | 72 | 3 | 72 | |
Kenro* | 72 | ? | 72 | |
Brian_Earl_Spilner* | 78 | 3 | 72 | |
GOLDEN CHALICE WINNER AND | ||||
Adkins | 80 | 3 | 80 |
* FORMER AWARD WINNERS * |
MEMBER NAME | AWARD | TROPHY | FOR | DATE |
Brian_Earl_Spilner | GOLDEN CHALICE | Lowest rating: 76 | ||
Brian_Earl_Spilner | GOLDEN SWORD | Record Low Rating: 76 | ||
CreditCuriosity | GOLDEN CHALICE | Lowest rating: 75 | ||
Dmessina666 | GOLDEN CHALICE | Lowest rating: 78 | ||
Dmessina666 | GOLDEN SWORD | Record Low Rating: 78 | ||
Dogbert | GOLDEN CHALICE | Lowest rating: 76 | ||
Dogbert | GOLDEN SWORD | Record Low Rating: 76 | ||
juggernaut9 | GOLD KEY | Highest Rating: 37 | ||
JWD1980 | GOLD KEY | Highest Rating: 40 | ||
K-in-Boston | GOLDEN CHALICE | Lowest rating: 73 | ||
Kenro | GOLDEN CHALICE | Lowest rating: 72 | ||
Kenro | GOLDEN SWORD | Record Low Rating: 72 | ||
LaHossBoss | GOLD KEY | Highest rating: 41 | ||
Lulah | GOLD KEY | Highest Rating: 37 | ||
Throckmorton's Wife | GOLD KEY | Highest Rating: 40 |
All awards are from this game: Adventure (1980) (Atari 2600) Level 3 play through
The Bat is awarded for best EQ 8 score with lowest Resilience Index score. The bat can fly away with any award - even a dragon!
Meet the creator of the Resilience Index.
BMW, Lexus, Mercedes, Audi blah blah blah. Everything's better in Italian.
Finally some excitement this month on my credit file! Hat-trick triple-play trifecta! 56 to 53!
Almost every credit score I track went up from +3 to +23 points. That means 27 FICO scores plus the Resilience Index and all 3 VS3 scores. (EX 3 didn't move. haha Check signature - it's insane what happened this month.)
Because: AAoA 2yr0mo, backing off 100% of accounts with balances to 3-of-4, and lowering aggregate balance from $1807 to $912 (6% to 3%).
Last time I was at a 53 on the Resilience Index I had 3% aggregate with $587 in balances. I bet there's a line at $500 and in April I'm going to see what happens with $10 in aggregate balance on a single card. (My Discover It that I'm currently abusing to the tune of 65% utilization of a little $4000 limit. lol And I ain't done yet - they're gonna freak.)
EQ FICO Resilience Index
Leaderboard as of Thursday, March 11, 2021 |
Breaking News |
New in-depth information about this score from FICO.
|
General Information about this score |
This Resilience Index score is included with a myFICO subscription. It will be shown on the dashboard.
And as always - lower rating (higher number) doesn't mean that person has a bad credit profile in any way. This score is really sensitive to balance amounts and it doesn't matter if you have a 600 or 850. |
RECORD HOLDER | EQ FICO RESILIENCE INDEX | |
Adkins | 80 |
MEMBER NAME | SCORES | RED | HIGH | DATE |
RESILIENT [1-44] | ||||
GOLD KEY WINNERS | ||||
juggernaut9* | 32 | 0 | 32 | |
mrsgrits' DH | 32 | 0 | 32 | |
LP007 | 34 | 0 | 34 | |
CreditBones | 37 | 0 | 37 | |
Lulah* | 37 | 0 | 37 | |
USDOD | 37 | 0 | 37 | |
THE BAT | ||||
tacpoly [EQ 8 850] | 39 | 0 | 39 | |
JWD1980* | 40 | 0 | 40 | |
LaHossBoss SO | 40 | 0 | 40 | |
Throckmorton's Wife* | 40 | ? | 40 | |
Tonya-E | 43 | 0 | 43 | |
MODERATE [45-59] | ||||
FireMedic1 | 45 | 2 | 45 | |
LaHossBoss* | 45 | 2 | 41 | |
PicoFico | 45 | 2 | 45 | |
Bankrupt2019 | 46 | 2 | 46 | |
EW800 | 46 | 2 | 46 | |
sjt | 47 | 2 | 47 | |
Thomas_Thumb | 48 | 2 | 48 | |
jasonbourne84 | 49 | 2 | 49 | |
Trudy | 49 | 2 | 49 | |
Chris865 [OP] | 52 | 2 | 52 | |
angelwingz | 53 | 2 | 53 | |
CassieCard | 53 | 2 | 53 | |
KLEXH25 | 53 | 2 | 53 | |
Mr_Mojo_Risin | 54 | ? | 54 | |
Credit4Growth | 54 | 2 | 54 | |
Face_Value | 54 | 2 | 54 | |
CreditAggie | 56 | 2 | 56 | |
Flyingifr | 56 | 2 | 56 | |
joeyv1985 | 56 | 2 | 56 | |
kilroy8 | 56 | ? | 56 | |
TMB_ | 56 | 2 | 56 | |
mrsgrits | 57 | 2 | 57 | |
mgood | 58 | 2 | 55 | |
sarge12 | 58 | 2 | 58 | |
SENSITIVE [60-69] | ||||
coreysw12 | 61 | 2 | 60 | |
CreditObsessedinFL | 61 | 2 | 56 | |
NRB525 | 63 | 2 | 63 | |
Remedios | 63 | 2 | 63 | |
Dogbert* | 64 | 2 | 64 | |
OmarGB9 | 64 | 2 | 64 | |
Birdman7 | 65 | 2 | 60 | |
Revelate | 65 | 2 | 63 | |
RehabbingANDBlabbing | 66 | 2 | 66 | |
thornback | 66 | 2 | 66 | |
Dumbee | 68 | 2 | 56 | |
jayk1 | 69 | ? | 69 | |
VERY SENSITIVE [70-99] | ||||
K-in-Boston* | 70 | 3 | 70 | |
CreditCuriosity* | 72 | 3 | 72 | |
Dmessina666* | 72 | 3 | 72 | |
GApeachy | 72 | 3 | 72 | |
jasonbourne84's DH | 72 | 3 | 72 | |
Kenro* | 72 | ? | 72 | |
Brian_Earl_Spilner* | 78 | 3 | 72 | |
GOLDEN CHALICE WINNER AND | ||||
Adkins | 80 | 3 | 80 |
* FORMER AWARD WINNERS * |
MEMBER NAME | AWARD | TROPHY | FOR | DATE |
Brian_Earl_Spilner | GOLDEN CHALICE | Lowest rating: 76 | ||
Brian_Earl_Spilner | GOLDEN SWORD | Record Low Rating: 76 | ||
CreditCuriosity | GOLDEN CHALICE | Lowest rating: 75 | ||
Dmessina666 | GOLDEN CHALICE | Lowest rating: 78 | ||
Dmessina666 | GOLDEN SWORD | Record Low Rating: 78 | ||
Dogbert | GOLDEN CHALICE | Lowest rating: 76 | ||
Dogbert | GOLDEN SWORD | Record Low Rating: 76 | ||
juggernaut9 | GOLD KEY | Highest Rating: 37 | ||
JWD1980 | GOLD KEY | Highest Rating: 40 | ||
K-in-Boston | GOLDEN CHALICE | Lowest rating: 73 | ||
Kenro | GOLDEN CHALICE | Lowest rating: 72 | ||
Kenro | GOLDEN SWORD | Record Low Rating: 72 | ||
LaHossBoss | GOLD KEY | Highest rating: 41 | ||
Lulah | GOLD KEY | Highest Rating: 37 | ||
Throckmorton's Wife | GOLD KEY | Highest Rating: 40 |
All awards are from this game: Adventure (1980) (Atari 2600) Level 3 play through
The Bat is awarded for best EQ 8 score with lowest Resilience Index score. The bat can fly away with any award - even a dragon!
Meet the creator of the Resilience Index.
BMW, Lexus, Mercedes, Audi blah blah blah. Everything's better in Italian.
Since I have started recieving resilience scores and Covid came on the scene, my income from SSDI has been stable, as has my 401k. Yet with absolutely no loss of income, I have recieved 1800 dollars stimulus money, with 1400 more on the way. Perhaps that accounts for the 1 point change in my resilience index score. I wonder what the Governments resilience index score would be? I had decided to just go for sensetive status with having been only one point away, but that is hard with them sending me all this money. I thought last week, my being close to sensetive might have changed. I watched a sad movie, and my tear ducts remained completely dry. I was so close to becoming sensetive, but then the stimulus happened. Moderate...who wants to be moderate? I want to be extreme...extremely resilient, or extremely sensetive, either one is better than moderate. Moderate is boring and average.
IDK what's going on here but it looks like fun. Is there a free way to get Resillience scores yet? If not, what's the easiest way to get it?
Also, how do I get entered into the score board once i have my score?
@sarge12 wrote:Since I have started recieving resilience scores and Covid came on the scene, my income from SSDI has been stable, as has my 401k. Yet with absolutely no loss of income, I have recieved 1800 dollars stimulus money, with 1400 more on the way. Perhaps that accounts for the 1 point change in my resilience index score. I wonder what the Governments resilience index score would be? I had decided to just go for sensetive status with having been only one point away, but that is hard with them sending me all this money. I thought last week, my being close to sensetive might have changed. I watched a sad movie, and my tear ducts remained completely dry. I was so close to becoming sensetive, but then the stimulus happened. Moderate...who wants to be moderate? I want to be extreme...extremely resilient, or extremely sensetive, either one is better than moderate. Moderate is boring and average.
My take on it: Moderate is the one to marry and after riding around with Very Sensitive on their motorcycle.
Resilient probably has a LOT of skeletons in the closet. (Except for these fine MFers here.)
@SecretAzure wrote:IDK what's going on here but it looks like fun. Is there a free way to get Resillience scores yet? If not, what's the easiest way to get it?
Also, how do I get entered into the score board once i have my score?
Hi @SecretAzure ! No, there's no free source yet.
Elizabeth from myFICO has posted all the different ways to obtain the score at this link (Q&A #10 at the bottom):
https://www.myfico.com/credit-education/blog/top-fico-resilience-index-questions
The lowest price is $19.95, which would be for an Equifax one-time report.
Once you get the score, just post what it is with the number of Red Flags (if any). A screenshot is nice, but not really necessary.
Unless you break a record, like getting a 90 or a 10 or something like that. Then you might wanna fend off the naysayers by posting the screenshot.
I meant to include red flags and fico 09 scores...so here it is:::: Red flags for high number revolving, and high revolving balances.
EQ FICO Resilience Index
Leaderboard as of Saturday, March 13, 2021 |
Breaking News |
New in-depth information about this score from FICO.
|
General Information about this score |
This Resilience Index score is included with a myFICO subscription. It will be shown on the dashboard.
And as always - lower rating (higher number) doesn't mean that person has a bad credit profile in any way. This score is really sensitive to balance amounts and it doesn't matter if you have a 600 or 850. |
RECORD HOLDER | EQ FICO RESILIENCE INDEX | |
Adkins | 80 |
MEMBER NAME | SCORES | RED | HIGH | DATE |
RESILIENT [1-44] | ||||
GOLD KEY WINNERS | ||||
juggernaut9* | 32 | 0 | 32 | |
mrsgrits' DH | 32 | 0 | 32 | |
LP007 | 34 | 0 | 34 | |
CreditBones | 37 | 0 | 37 | |
Lulah* | 37 | 0 | 37 | |
USDOD | 37 | 0 | 37 | |
THE BAT | ||||
tacpoly [EQ 8 850] | 39 | 0 | 39 | |
JWD1980* | 40 | 0 | 40 | |
LaHossBoss SO | 40 | 0 | 40 | |
Throckmorton's Wife* | 40 | ? | 40 | |
Tonya-E | 43 | 0 | 43 | |
MODERATE [45-59] | ||||
FiresOut | 45 | 2 | 45 | |
LaHossBoss* | 45 | 2 | 41 | |
PicoFico | 45 | 2 | 45 | |
Bankrupt2019 | 46 | 2 | 46 | |
EW800 | 46 | 2 | 46 | |
sjt | 47 | 2 | 47 | |
Thomas_Thumb | 48 | 2 | 48 | |
jasonbourne84 | 49 | 2 | 49 | |
Trudy | 49 | 2 | 49 | |
Chris865 [OP] | 52 | 2 | 52 | |
angelwingz | 53 | 2 | 53 | |
CassieCard | 53 | 2 | 53 | |
KLEXH25 | 53 | 2 | 53 | |
Credit4Growth | 54 | 2 | 54 | |
Face_Value | 54 | 2 | 54 | |
Mr_Mojo_Risin | 54 | 2 | 54 | |
CreditAggie | 56 | 2 | 56 | |
Flyingifr | 56 | 2 | 56 | |
kilroy8 | 56 | ? | 56 | |
TMB_ | 56 | 2 | 56 | |
mrsgrits | 57 | 2 | 57 | |
mgood | 58 | 2 | 55 | |
sarge12 | 58 | 2 | 58 | |
SENSITIVE [60-69] | ||||
joeyv1985 | 60 | 2 | 56 | |
coreysw12 | 61 | 2 | 60 | |
CreditObsessedinFL | 61 | 2 | 56 | |
NRB525 | 63 | 2 | 63 | |
Remedios | 63 | 2 | 63 | |
Dogbert* | 64 | 2 | 64 | |
OmarGB9 | 64 | 2 | 64 | |
Birdman7 | 65 | 2 | 60 | |
Revelate | 65 | 2 | 63 | |
RehabbingANDBlabbing | 66 | 2 | 66 | |
thornback | 66 | 2 | 66 | |
Dumbee | 68 | 2 | 56 | |
jayk1 | 69 | ? | 69 | |
VERY SENSITIVE [70-99] | ||||
K-in-Boston* | 70 | 3 | 70 | |
CreditCuriosity* | 72 | 3 | 72 | |
Dmessina666* | 72 | 3 | 72 | |
GApeachy | 72 | 3 | 72 | |
jasonbourne84's DH | 72 | 3 | 72 | |
Kenro* | 72 | ? | 72 | |
Brian_Earl_Spilner* | 78 | 3 | 72 | |
GOLDEN CHALICE WINNER AND | ||||
Adkins | 80 | 3 | 80 |
* FORMER AWARD WINNERS * |
MEMBER NAME | AWARD | TROPHY | FOR | DATE |
Brian_Earl_Spilner | GOLDEN CHALICE | Lowest rating: 76 | ||
Brian_Earl_Spilner | GOLDEN SWORD | Record Low Rating: 76 | ||
CreditCuriosity | GOLDEN CHALICE | Lowest rating: 75 | ||
Dmessina666 | GOLDEN CHALICE | Lowest rating: 78 | ||
Dmessina666 | GOLDEN SWORD | Record Low Rating: 78 | ||
Dogbert | GOLDEN CHALICE | Lowest rating: 76 | ||
Dogbert | GOLDEN SWORD | Record Low Rating: 76 | ||
juggernaut9 | GOLD KEY | Highest Rating: 37 | ||
JWD1980 | GOLD KEY | Highest Rating: 40 | ||
K-in-Boston | GOLDEN CHALICE | Lowest rating: 73 | ||
Kenro | GOLDEN CHALICE | Lowest rating: 72 | ||
Kenro | GOLDEN SWORD | Record Low Rating: 72 | ||
LaHossBoss | GOLD KEY | Highest rating: 41 | ||
Lulah | GOLD KEY | Highest Rating: 37 | ||
Throckmorton's Wife | GOLD KEY | Highest Rating: 40 |
All awards are from this game: Adventure (1980) (Atari 2600) Level 3 play through
The Bat is awarded for best EQ 8 score with lowest Resilience Index score. The bat can fly away with any award - even a dragon!
Meet the creator of the Resilience Index.
BMW, Lexus, Mercedes, Audi blah blah blah. Everything's better in Italian.
@Anonymous wrote:
EQ FICO Resilience Index
Leaderboard as of Thursday, March 11, 2021
Breaking News
New in-depth information about this score from FICO.
- I went from a 56 to 53, so I'm out of the 56 Club that's so popular.
- The most popular scores are 56 and 72, with 5 people each.
General Information about this score
- New score factor information from FICO dated December 2020.
- Top 10 Questions About the FICO® Resilience Index myFICO Blog Post
- FICO issued a press release about this score and it triggered a flurry of articles in the press.
- The Washington Post published an article about this 'new score'.
- Plenty more articles on Google here.
- Many article authors are wondering if/when consumers will be able to obtain their score. (lol)
- The first score was submitted to this thread on March 29, 2020.
- Podcast Interview: A VP of Scores at FICO talks about the new FICO Resilience Index.
This Resilience Index score is included with a myFICO subscription. It will be shown on the dashboard.
And as always - lower rating (higher number) doesn't mean that person has a bad credit profile in any way.
This score is really sensitive to balance amounts and it doesn't matter if you have a 600 or 850.
RECORD HOLDER
& KEEPER OF
THE GOLDEN SWORD!EQ FICO RESILIENCE INDEX
Adkins
80
MEMBER NAME
* denotes former award winner
see bottom of postSCORES
RED
FLAGSHIGH
SCOREDATE
Click for Individual Profile DataRESILIENT [1-44]
GOLD KEY WINNERS
juggernaut9*
32
0
32
mrsgrits' DH
32
0
32
LP007 34
0
34
CreditBones 37
0
37
Lulah*
37
0
37
USDOD 37
0
37
THE BAT
tacpoly [EQ 8 850]
39
0
39
JWD1980*
40
0
40
LaHossBoss SO 40
0
40
Throckmorton's Wife*
40
?
40
Tonya-E 43
0
43
MODERATE [45-59]
FireMedic1 45
2
45
LaHossBoss* 45
2
41
PicoFico 45
2
45
Bankrupt2019 46
2
46
EW800 46
2
46
sjt 47
2
47
Thomas_Thumb 48
2
48
jasonbourne84 49
2
49
Trudy 49
2
49
Chris865 [OP]
52
2
52
angelwingz 53
2
53
CassieCard 53
2
53
KLEXH25 53
2
53
Mr_Mojo_Risin 54
?
54
Credit4Growth 54
2
54
Face_Value 54
2
54
CreditAggie 56
2
56
Flyingifr 56
2
56
joeyv1985 56
2
56
kilroy8 56
?
56
TMB_ 56
2
56
mrsgrits 57
2
57
mgood 58
2
55
sarge12 58
2
58
SENSITIVE [60-69]
coreysw12 61
2
60
CreditObsessedinFL 61
2
56
NRB525 63
2
63
Remedios 63
2
63
Dogbert*
64
2
64
OmarGB9 64
2
64
Birdman7 65
2
60
Revelate 65
2
63
RehabbingANDBlabbing 66
2
66
thornback 66
2
66
Dumbee 68
2
56
jayk1 69
?
69
VERY SENSITIVE [70-99]
K-in-Boston*
70
3
70
CreditCuriosity*
72
3
72
Dmessina666*
72
3
72
GApeachy
72
3
72
jasonbourne84's DH
72
3
72
Kenro*
72
?
72
Brian_Earl_Spilner*
78
3
72
GOLDEN CHALICE WINNER AND
KEEPER OF THE GOLDEN SWORDAdkins
80
3
80
* FORMER AWARD WINNERS *
MEMBER NAME
AWARD
TROPHY
FOR
DATE
Click for Individual Profile DataBrian_Earl_Spilner
GOLDEN CHALICE
Lowest rating: 76
Brian_Earl_Spilner
GOLDEN SWORD
Record Low Rating: 76
CreditCuriosity
GOLDEN CHALICE
Lowest rating: 75
Dmessina666
GOLDEN CHALICE
Lowest rating: 78
Dmessina666
GOLDEN SWORD
Record Low Rating: 78
Dogbert
GOLDEN CHALICE
Lowest rating: 76
Dogbert
GOLDEN SWORD
Record Low Rating: 76
juggernaut9
GOLD KEY
Highest Rating: 37
JWD1980
GOLD KEY
Highest Rating: 40
K-in-Boston
GOLDEN CHALICE
Lowest rating: 73
Kenro
GOLDEN CHALICE
Lowest rating: 72
Kenro
GOLDEN SWORD
Record Low Rating: 72
LaHossBoss
GOLD KEY
Highest rating: 41
Lulah
GOLD KEY
Highest Rating: 37
Throckmorton's Wife
GOLD KEY
Highest Rating: 40
All awards are from this game: Adventure (1980) (Atari 2600) Level 3 play through
The Bat is awarded for best EQ 8 score with lowest Resilience Index score. The bat can fly away with any award - even a dragon!
Meet the creator of the Resilience Index.
BMW, Lexus, Mercedes, Audi blah blah blah. Everything's better in Italian.
Uugggh. My score came in Cassie and it went up to 60 from 56. I believe the main culprit was the fact that my car loan finally reported PIF, and once that happened, my Fico 8's dropped anywhere from 9-18pts. Otherwise my overall CU remained the same @ $21. CL jumped $1,500 to $33,500. My mortgage, which was opened May of 2019, is the only installment loan I have. Financially in a better position than I was because I don't have a car loan, I don't spend as much and my DTI Ratio is healthier. Oh well, time heals all wounds I guess.