@Anonymous wrote:
@mgood wrote:
EQ8 738
Total balances $2038
Oldest account (on Eq) since July 2014
I don't know what it considers high balances
@mgood: It's interesting to me because I let $1999 report this month and didn't get the 'High balances' flag.
So maybe there's some breaking point around $2k? I don't know if it's relative to credit limits or just total dollar amount.
Starting Score: EQ8 680, TU8 713, EX8 701
@mgood wrote:
@Anonymous wrote:
@mgood wrote:
EQ8 738
Total balances $2038
Oldest account (on Eq) since July 2014
I don't know what it considers high balances
@mgood: It's interesting to me because I let $1999 report this month and didn't get the 'High balances' flag.
So maybe there's some breaking point around $2k? I don't know if it's relative to credit limits or just total dollar amount.
It just might be right at $2000. "Total Revolving Balances" is mentioned in a FICO paper about this score. I posted it here.
@Anonymous wrote:
@mgood wrote:
@Anonymous wrote:
@mgood wrote:
EQ8 738
Total balances $2038
Oldest account (on Eq) since July 2014
I don't know what it considers high balances
@mgood: It's interesting to me because I let $1999 report this month and didn't get the 'High balances' flag.
So maybe there's some breaking point around $2k? I don't know if it's relative to credit limits or just total dollar amount.
It just might be right at $2000. "Total Revolving Balances" is mentioned in a FICO paper about this score. I posted it here.
My total revolving balance reported is $1072. That plus the $966 balance on a personal loan make the $2038 I posted.
@mgood wrote:
@Anonymous wrote:
@mgood wrote:
@Anonymous wrote:
@mgood wrote:
EQ8 738
Total balances $2038
Oldest account (on Eq) since July 2014
I don't know what it considers high balances
@mgood: It's interesting to me because I let $1999 report this month and didn't get the 'High balances' flag.
So maybe there's some breaking point around $2k? I don't know if it's relative to credit limits or just total dollar amount.
It just might be right at $2000. "Total Revolving Balances" is mentioned in a FICO paper about this score. I posted it here.
My total revolving balance reported is $1072. That plus the $966 balance on a personal loan make the $2038 I posted.
Well then that's even more interesting! lol
If it's total revolving balances you were wanting rather than total balances, I've screwed this up every month.
Dec $4466
Jan $4062
Feb $3033
Mar $1686
Apr $1072
EQ FICO Resilience Index Leaderboard as of Wednesday, April 28, 2021 |
Today's Update |
|
General Information |
This Resilience Index score is included with a myFICO subscription. It will be shown on the dashboard.
And as always - lower rating (higher number) doesn't mean that person has a bad credit profile in any way. This score is really sensitive to balance amounts and it doesn't matter if you have a 600 or 850. |
RECORD HOLDER |
| EQ FICO RESILIENCE INDEX |
Adkins | 80 |
MEMBER NAME | SCORES | RED | HIGH | DATE |
RESILIENT [1-44] | ||||
GOLD KEY WINNERS |
| |||
juggernaut9* | 32 | 0 | 32 | |
mrsgrits' DH | 32 | 0 | 32 | |
| LP007 | 34 | 0 | 34 | |
| CreditBones | 37 | 0 | 37 | |
Lulah* | 37 | 0 | 37 | |
| USDOD | 37 | 0 | 37 | |
THE BAT |
| |||
tacpoly [EQ 8 850] | 39 | 0 | 39 | |
JWD1980* | 40 | 0 | 40 | |
Throckmorton's Wife* | 40 | ? | 40 | |
| Tonya-E [EQ 8 850] | 42 | 0 | 42 | |
MODERATE [45-59] | ||||
| FiresOut | 45 | 2 | 45 | |
| LaHossBoss* | 45 | 2 | 41 | |
| PicoFico | 45 | 2 | 45 | |
| Bankrupt2019 | 46 | 2 | 46 | |
| EW800 | 46 | 2 | 46 | |
| sjt | 47 | 2 | 47 | |
| Thomas_Thumb | 48 | 2 | 48 | |
| jasonbourne84 | 49 | 2 | 49 | |
| nwa479 | 49 | 2 | 49 | |
| Trudy | 49 | 2 | 49 | |
| iv | 52 | 2 | 52 | |
| LaHossBoss SO | 52 | 2 | 40 | |
| angelwingz | 53 | 2 | 53 | |
| KLEXH25 | 53 | 2 | 53 | |
| CassieCard | 54 | 2 | 53 | |
| Credit4Growth | 54 | 2 | 54 | |
| Face_Value | 54 | 2 | 54 | |
| mgood | 55 | 2 | 55 | |
| Flyingifr | 56 | 2 | 56 | |
| kilroy8 | 56 | ? | 56 | |
| TMB_ | 56 | 2 | 56 | |
| CreditAggie | 57 | 2 | 56 | |
| mrsgrits | 57 | 2 | 57 | |
| Mr_Mojo_Risin | 58 | 2 | 54 | |
| sarge12 | 58 | 2 | 58 | |
Chris865 [OP] | 59 | 2 | 52 | |
SENSITIVE [60-69] | ||||
| joeyv1985 | 60 | 2 | 56 | |
| coreysw12 | 61 | 2 | 60 | |
| CreditObsessedinFL | 61 | 2 | 56 | |
| NRB525 | 63 | 2 | 63 | |
| Remedios | 63 | 2 | 63 | |
Dogbert* | 64 | 2 | 64 | |
| OmarGB9 | 64 | 2 | 64 | |
| SecretAzure | 64 | 2 | 64 | |
| Birdman7 | 65 | 2 | 60 | |
| Revelate | 65 | 2 | 63 | |
| RehabbingANDBlabbing | 66 | 2 | 66 | |
| thornback | 66 | 2 | 66 | |
| Dumbee | 68 | 2 | 56 | |
CreditCuriosity* | 69 | 2 | 68 | |
| jayk1 | 69 | ? | 69 | |
VERY SENSITIVE [70-99] | ||||
K-in-Boston* | 70 | 3 | 70 | |
Dmessina666* | 72 | 3 | 72 | |
GApeachy | 72 | 3 | 72 | |
jasonbourne84's DH | 72 | 3 | 72 | |
Kenro* | 72 | ? | 72 | |
Brian_Earl_Spilner* | 78 | 3 | 72 | |
GOLDEN CHALICE WINNER AND |
|
| ||
Adkins | 80 | 3 | 80 |
* FORMER AWARD WINNERS * |
MEMBER NAME | AWARD | TROPHY | FOR | DATE |
Brian_Earl_Spilner | GOLDEN CHALICE |
| Lowest rating: 76 | |
Brian_Earl_Spilner | GOLDEN SWORD |
| Record Low Rating: 76 | |
CreditCuriosity | GOLDEN CHALICE |
| Lowest rating: 75 | |
Dmessina666 | GOLDEN CHALICE |
| Lowest rating: 78 | |
Dmessina666 | GOLDEN SWORD |
| Record Low Rating: 78 | |
Dogbert | GOLDEN CHALICE |
| Lowest rating: 76 | |
Dogbert | GOLDEN SWORD |
| Record Low Rating: 76 | |
juggernaut9 | GOLD KEY |
| Highest Rating: 37 | |
JWD1980 | GOLD KEY |
| Highest Rating: 40 | |
K-in-Boston | GOLDEN CHALICE |
| Lowest rating: 73 | |
Kenro | GOLDEN CHALICE |
| Lowest rating: 72 | |
Kenro | GOLDEN SWORD |
| Record Low Rating: 72 | |
LaHossBoss | GOLD KEY |
| Highest rating: 41 | |
Lulah | GOLD KEY |
| Highest Rating: 37 | |
Throckmorton's Wife | GOLD KEY |
| Highest Rating: 40 |
All awards are from this game: Adventure (1980) (Atari 2600) Level 3 play through
The Bat is awarded for best EQ 8 score with lowest Resilience Index score. The bat can fly away with any award - even a dragon!
Meet the creator of the Resilience Index.
Hi @Anonymous
Less sensitive