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@GApeachy wrote:Hi @Anonymous
Less sensitive
Nice! G before K so right to the top of the group!
EQ FICO Resilience Index Leaderboard as of Thursday, April 29, 2021 |
Today's Update |
|
General Information |
This Resilience Index score is included with a myFICO subscription. It will be shown on the dashboard.
And as always - lower rating (higher number) doesn't mean that person has a bad credit profile in any way. This score is really sensitive to balance amounts and it doesn't matter if you have a 600 or 850. |
RECORD HOLDER | EQ FICO RESILIENCE INDEX | |
Adkins | 80 |
MEMBER NAME | SCORES | RED | HIGH | DATE |
RESILIENT [1-44] | ||||
GOLD KEY WINNERS | ||||
juggernaut9* | 32 | 0 | 32 | |
mrsgrits' DH | 32 | 0 | 32 | |
LP007 | 34 | 0 | 34 | |
CreditBones | 37 | 0 | 37 | |
Lulah* | 37 | 0 | 37 | |
USDOD | 37 | 0 | 37 | |
THE BAT | ||||
tacpoly [EQ 8 850] | 39 | 0 | 39 | |
JWD1980* | 40 | 0 | 40 | |
Throckmorton's Wife* | 40 | ? | 40 | |
Tonya-E [EQ 8 850] | 42 | 0 | 42 | |
MODERATE [45-59] | ||||
FiresOut | 45 | 2 | 45 | |
LaHossBoss* | 45 | 2 | 41 | |
PicoFico | 45 | 2 | 45 | |
Bankrupt2019 | 46 | 2 | 46 | |
EW800 | 46 | 2 | 46 | |
sjt | 47 | 2 | 47 | |
Thomas_Thumb | 48 | 2 | 48 | |
jasonbourne84 | 49 | 2 | 49 | |
nwa479 | 49 | 2 | 49 | |
Trudy | 49 | 2 | 49 | |
iv | 52 | 2 | 52 | |
LaHossBoss SO | 52 | 2 | 40 | |
angelwingz | 53 | 2 | 53 | |
KLEXH25 | 53 | 2 | 53 | |
CassieCard | 54 | 2 | 53 | |
Credit4Growth | 54 | 2 | 54 | |
Face_Value | 54 | 2 | 54 | |
mgood | 55 | 2 | 55 | |
Flyingifr | 56 | 2 | 56 | |
kilroy8 | 56 | ? | 56 | |
TMB_ | 56 | 2 | 56 | |
CreditAggie | 57 | 2 | 56 | |
mrsgrits | 57 | 2 | 57 | |
Mr_Mojo_Risin | 58 | 2 | 54 | |
sarge12 | 58 | 2 | 58 | |
Chris865 [OP] | 59 | 2 | 52 | |
SENSITIVE [60-69] | ||||
joeyv1985 | 60 | 2 | 56 | |
coreysw12 | 61 | 2 | 60 | |
CreditObsessedinFL | 61 | 2 | 56 | |
NRB525 | 63 | 2 | 63 | |
Remedios | 63 | 2 | 63 | |
Dogbert* | 64 | 2 | 64 | |
OmarGB9 | 64 | 2 | 64 | |
SecretAzure | 64 | 2 | 64 | |
Birdman7 | 65 | 2 | 60 | |
Revelate | 65 | 2 | 63 | |
RehabbingANDBlabbing | 66 | 2 | 66 | |
thornback | 66 | 2 | 66 | |
Dumbee | 68 | 2 | 56 | |
CreditCuriosity* | 69 | 2 | 68 | |
jayk1 | 69 | ? | 69 | |
VERY SENSITIVE [70-99] | ||||
GApeachy | 70 | 3 | 70 | |
K-in-Boston* | 70 | 3 | 70 | |
Moyel3 | 71 | 3 | 71 | |
Dmessina666* | 72 | 3 | 72 | |
jasonbourne84's DH | 72 | 3 | 72 | |
Kenro* | 72 | ? | 72 | |
Brian_Earl_Spilner* | 78 | 3 | 72 | |
GOLDEN CHALICE WINNER AND | ||||
Adkins | 80 | 3 | 80 |
* FORMER AWARD WINNERS * |
MEMBER NAME | AWARD | TROPHY | FOR | DATE |
Brian_Earl_Spilner | GOLDEN CHALICE | Lowest rating: 76 | ||
Brian_Earl_Spilner | GOLDEN SWORD | Record Low Rating: 76 | ||
CreditCuriosity | GOLDEN CHALICE | Lowest rating: 75 | ||
Dmessina666 | GOLDEN CHALICE | Lowest rating: 78 | ||
Dmessina666 | GOLDEN SWORD | Record Low Rating: 78 | ||
Dogbert | GOLDEN CHALICE | Lowest rating: 76 | ||
Dogbert | GOLDEN SWORD | Record Low Rating: 76 | ||
juggernaut9 | GOLD KEY | Highest Rating: 37 | ||
JWD1980 | GOLD KEY | Highest Rating: 40 | ||
K-in-Boston | GOLDEN CHALICE | Lowest rating: 73 | ||
Kenro | GOLDEN CHALICE | Lowest rating: 72 | ||
Kenro | GOLDEN SWORD | Record Low Rating: 72 | ||
LaHossBoss | GOLD KEY | Highest rating: 41 | ||
Lulah | GOLD KEY | Highest Rating: 37 | ||
Throckmorton's Wife | GOLD KEY | Highest Rating: 40 |
All awards are from this game: Adventure (1980) (Atari 2600) Level 3 play through
The Bat is awarded for best EQ 8 score with lowest Resilience Index score. The bat can fly away with any award - even a dragon!
Meet the creator of the Resilience Index.
@GApeachy wrote:Hi @Anonymous
Less sensitive
Peachy making some headway, nice to see!
@Anonymous @Anonymous
Thought you both might find this possibly interesting:
SO just had his SLs report, yet the red flags have me curious....
High percentage of revolving accounts?
3 *open/active* SLs
3 primary revolvers + 1 AU revolver
That is definitely well under the 1:4 or 1:3 ratio or even 1:2 lol we are at 1:1 (not including AU account) and it is too many?
@Anonymous wrote:@Anonymous @Anonymous
Thought you both might find this possibly interesting:
SO just had his SLs report, yet the red flags have me curious....
High percentage of revolving accounts?
3 *open/active* SLs
3 primary revolvers + 1 AU revolver
That is definitely well under the 1:4 or 1:3 ratio or even 1:2 lol we are at 1:1 (not including AU account) and it is too many?
@Anonymous I can't remember the ratio but Cassie will but it's different than the regular algorithms. But also I wonder if student loans are excluded?
@Anonymous wrote:
@Anonymous wrote:@Anonymous @Anonymous
Thought you both might find this possibly interesting:
SO just had his SLs report, yet the red flags have me curious....
High percentage of revolving accounts?
3 *open/active* SLs
3 primary revolvers + 1 AU revolver
That is definitely well under the 1:4 or 1:3 ratio or even 1:2 lol we are at 1:1 (not including AU account) and it is too many?
@Anonymous I can't remember the ratio but Cassie will but it's different than the regular algorithms. But also I wonder if student loans are excluded?
I don't believe so, because all my installment loans are exclusively SLs and I do not get the high % of revolving accounts red flag.
@Anonymous wrote:
@Anonymous wrote:@Anonymous I can't remember the ratio but Cassie will but it's different than the regular algorithms. But also I wonder if student loans are excluded?
I don't believe so, because all my installment loans are exclusively SLs and I do not get the high % of revolving accounts red flag.
That is strange. FICO has a graphic here that shows higher resilience for "Consumers with Installment Loans Comprising at Least Half of All Tradelines".
@Anonymous so it's counting the authorized user card.
@Anonymous , I guess it is!
Well hopefully at some point the other 4 SLs start reporting!
I have 11-12 SLs (depending on bureau) and 1 soon to be reporting auto loan, so I guess I have some breathing room on that aspect. Not that this resiliency score means much of anything, but fun to track, nonetheless!
Just check my scores today. I'm at 44! I'm resilient!