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Finally made it to the 800 club

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Anonymous
Not applicable

Re: Finally made it to the 800 club

Just trying to pass on helpful information, not claiming to be an expert. Sorry if I offended you, as it seems..

Message 31 of 39
Thomas_Thumb
Senior Contributor

Re: Finally made it to the 800 club

No worries. Information is constantly being recycled on MyFICO.

 

If you are looking for answers to specific questions a search may lead you to older posts that have what you need. 

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 32 of 39
Anonymous
Not applicable

Re: Finally made it to the 800 club

Well it seems with the scores that you have, that may be a good idea. I would be on cloud 9 with those scores. I am just happy to be in the 800's coming from bankruptcy in 1994 with a score of 530. You must have worked extremely hard over the years to be maxed out at the top of the scale. Those scores are simply unheard of!

Message 33 of 39
Anonymous
Not applicable

Re: Finally made it to the 800 club

I finally made the 800 club in all 3 bureaus when a 10-year-old tax lien fell off TU.  I decided when I reached it that I wasn't going to sweat score drops unless they went below 775.  I watched my scores religiously for a few years now and it's a lot of work. haha!  I have developed good financial habits through these forums and they're going to stick with me now forever.  Common sense is really all that's needed.  Smiley Wink

Message 34 of 39
Anonymous
Not applicable

Re: Finally made it to the 800 club

It's really good to see all of these struggles as we Americans are trying to keep ahead of the financial system's monster. It's really good to see that we can all come together to help and advise each other in an effort to "stick it to the man.." LOL! Smiley Very Happy

Message 35 of 39
Imhotrodcrazy
Valued Contributor

Re: Finally made it to the 800 club

Fantastic job,  keep up the good work. 

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 36 of 39
Anonymous
Not applicable

Re: Finally made it to the 800 club

I will continue to strive for at least 825. That has been my goal for over 2 years. I never thought that I would ever acheive anywhere near 800. I was thinking it was all good when I was at 677! I love seeing these posts of folks improving their scores. This credit score thing has almost become an obsession for me. I would rather have this habit than some others..Smiley Happy

Message 37 of 39
RonM21
Valued Contributor

Re: Finally made it to the 800 club


@unc0mm0n1 wrote:

It feels good but I couldn't have done it without the tips and info I learned on this forum. 

 

Screenshot 2016-02-22 at 11.00.49 PM.png


Congrats on your accomplishment! Certainly a goal I'm shooting for.



Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 38 of 39
Anonymous
Not applicable

Re: Finally made it to the 800 club

You are very close RM. You have done well in a short time! Keep going! 


@RM21 wrote:

@unc0mm0n1 wrote:

It feels good but I couldn't have done it without the tips and info I learned on this forum. 

 

Screenshot 2016-02-22 at 11.00.49 PM.png


Congrats on your accomplishment! Certainly a goal I'm shooting for.


 

Message 39 of 39
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