First Premier is GARBAGE

[coachhenson]

So I am trying to REFI and I have hit a small snafu.  One account is showing as late since a BK in 2005.  First Premier reported me as 30 days late in 2006.  I called today and they told me I was late in May of 2006.  I have had the card for over two years now and said there must be some problem and they proceeded to tell me there was nothing they could do.  I am going to have to wait anothe 6 months for this thing to age to 2 years since being reported to be able to complete my REFI.

I am so pissed right now.  They lost my payment and I am the one being grilled.  A dang 15 dollar payment is going to kick me where the good lord split me.  And it ain't even my fault.  I swear.

[fishbjc]

Now this is funny because as I read your post I see I have a new message from Yahoo...it's First Premier inviting me to apply...thanks for the 'heads up' .

Keep trying though..the next person may say yes.

[SmartCookie]

You have disputed?  Did they ever acknowledge anything about the lost payment or do you have any ammo to support it?

Get a planetfeedback complaint in.

[coachhenson]

I don't have crap to prove it.

I did a PFB complaint.  I have also contacted some number I found to some bigwig that is supposed to be able to MAYBE be the one to change it.

I have actually been happy with my account with them.  Yes, it is a subprime card, but they were there when I needed to start over and I did get a CLI the other day so I am crossing my fingers (and my eyes still...).

We'll see.

[missy42]

FP was one of the first cl's I got after my bk discharged in Aug 2007.  I just paid them in full and closed the account today because every time I paid I paid $11 to ensure it was credited on time and I now have good cl's with others and don't have to pay $7.00 maintenance fees.  I think there CUSTOMER SERVICE IS A JOKE and the CARD IS CRAP!!!!  Just my opinion.

My current cl's are as follows:

Cap 1 Visa - $500

Cap 1 MC - $300

Household Bank - $300

Hooters - $1000

Bestbuy MC - $300

Direct Rewards - $300

NFCU LOC - $1500

NFCU personal loan - $500

PenAir FCU - $500

Scores are : TU: 492 (can't seem to get this one to move)

                      EX:  596

                      EQ:  602

Missy42