I have been paying free credit report for a couple of years now, and discover I have a much better FICO score with this service. I think this is higher per month, but the value is better. Any opinions? My trial ends on July 5. Thank you!!!
It's been a matter of personal debate. I will just put it this way. When I apply for credit, they send me notification that the approval is based off my FICO score. I've never seen any lender use a freecreditreport.com score.
Is there only one service the "score watch"? I saw another product called 'my fico' for $4.95 a month. I suppose I should direct this to My Fico but if anyone knows, would appreciate answers before I commit.