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Free Equifax Fico Score anywhere?

sryan112213
Regular Contributor

Free Equifax Fico Score anywhere?

I am not sure if this is the appropriate place for this question or not but.... Is there anyone who gives a free Fico 8 Equifax score? I get a free Experian through Experian and a free Transunion Fico 8 through Synchrony.  I am trying to find out if there is a way to get a free Equifax Fico 8?


All scores and DP's are Fico 8 not Vantage 3.0 and updated as of 01/2021
$62,000 income Utilization 8%
AAoA 1.8 years AoOA 3.5 years
Student Loans Total: $7194
No late payments, Equifax & Experian Medical Bill $879 (Falls off in November 2021) only negative on report
Current Relationships/Cards

Message 1 of 26
25 REPLIES 25
CreditGuyInDixie
Super Contributor

Re: Free Equifax Fico Score anywhere?

I think there is a credit union that gives this score just for having a savings account with them.  Langley CU perhaps?

 

It's worth picking up a Citibank credit card at some point and you will get the FICO 8 Bankcard Enhanced Score.

Message 2 of 26
sryan112213
Regular Contributor

Re: Free Equifax Fico Score anywhere?

Thank you for the info! I don't have a Citi Card so that is something to consider. It might have to wait until my score gets a little bit higher and I get a couple of baddies of my report. 


All scores and DP's are Fico 8 not Vantage 3.0 and updated as of 01/2021
$62,000 income Utilization 8%
AAoA 1.8 years AoOA 3.5 years
Student Loans Total: $7194
No late payments, Equifax & Experian Medical Bill $879 (Falls off in November 2021) only negative on report
Current Relationships/Cards

Message 3 of 26
SouthJamaica
Super Contributor

Re: Free Equifax Fico Score anywhere?


@CreditGuyInDixie wrote:

I think there is a credit union that gives this score just for having a savings account with them.  Langley CU perhaps?

 

It's worth picking up a Citibank credit card at some point and you will get the FICO 8 Bankcard Enhanced Score.


Yes Langley FCU gives you free EQ FICO 8.

 

 

 


Total revolving limits 653000 (575000 reporting) FICO 8: EQ 716 TU 747 EX 715

Message 4 of 26
sryan112213
Regular Contributor

Re: Free Equifax Fico Score anywhere?

I am not familiar with Langley so I will have to look them up. I recently found out I can open a NFCU account due to the fact my grandfather was in the coast gaurds in WWII. I will have to see if maybe they give Fico 8 scores as well. Thank you for your input.


All scores and DP's are Fico 8 not Vantage 3.0 and updated as of 01/2021
$62,000 income Utilization 8%
AAoA 1.8 years AoOA 3.5 years
Student Loans Total: $7194
No late payments, Equifax & Experian Medical Bill $879 (Falls off in November 2021) only negative on report
Current Relationships/Cards

Message 5 of 26
SouthJamaica
Super Contributor

Re: Free Equifax Fico Score anywhere?


@sryan112213 wrote:

I am not familiar with Langley so I will have to look them up. I recently found out I can open a NFCU account due to the fact my grandfather was in the coast gaurds in WWII. I will have to see if maybe they give Fico 8 scores as well. Thank you for your input.


No they give you your EQ FICO 9.

 

I belong to both NFCU and Langley, highly recommend both.

 

Langley gives you early direct deposit.


Total revolving limits 653000 (575000 reporting) FICO 8: EQ 716 TU 747 EX 715

Message 6 of 26
sryan112213
Regular Contributor

Re: Free Equifax Fico Score anywhere?

Awesome thanks for the info! It sounds like I could benefit from both!


All scores and DP's are Fico 8 not Vantage 3.0 and updated as of 01/2021
$62,000 income Utilization 8%
AAoA 1.8 years AoOA 3.5 years
Student Loans Total: $7194
No late payments, Equifax & Experian Medical Bill $879 (Falls off in November 2021) only negative on report
Current Relationships/Cards

Message 7 of 26
SouthJamaica
Super Contributor

Re: Free Equifax Fico Score anywhere?


@sryan112213 wrote:

Awesome thanks for the info! It sounds like I could benefit from both!


I know I do Smiley Happy

 

NFCU has the best customer service I've had.

 

Langley has better rates, early direct deposit, excellent customer service.

 

In 2017 Langley was selected by Kiplingers as best open membership credit union in US.

 

Both Langley and NFCU have very functional and flexible online banking.

 


Total revolving limits 653000 (575000 reporting) FICO 8: EQ 716 TU 747 EX 715

Message 8 of 26
gdale6
Moderator

Re: Free Equifax Fico Score anywhere?

Huntington National Bank gives monthly EQ Fico 8 with their voice card. This is a regional bank so you have to live in their area to be approved for the card unless they send you a pre selected offer in the mail.

Message 9 of 26
sryan112213
Regular Contributor

Re: Free Equifax Fico Score anywhere?

Thanks for the info. I will be checking into both of these this week. I need to find out what info I need to get about my grandfather so I can open an NFCU account. I will get in touch with Langley Monday. I appreciate all the help!


All scores and DP's are Fico 8 not Vantage 3.0 and updated as of 01/2021
$62,000 income Utilization 8%
AAoA 1.8 years AoOA 3.5 years
Student Loans Total: $7194
No late payments, Equifax & Experian Medical Bill $879 (Falls off in November 2021) only negative on report
Current Relationships/Cards

Message 10 of 26
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