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Free Equifax Fico Score anywhere?

sryan112213
Regular Contributor

Re: Free Equifax Fico Score anywhere?

I have a Huntington right by me and the Voice card is actually on my want list. I am waiting until my Fico's are a little higher before applying for that though. I don't have any history with Huntington so I don't know how likely I am to get approved. 


All scores and DP's are Fico 8 not Vantage 3.0 and updated as of 01/2021
$62,000 income Utilization 8%
AAoA 1.8 years AoOA 3.5 years
Student Loans Total: $7194
No late payments, Equifax & Experian Medical Bill $879 (Falls off in November 2021) only negative on report
Current Relationships/Cards

Message 11 of 26
Standby
Frequent Contributor

Re: Free Equifax Fico Score anywhere?

Credit Check Total trials cost $1 and you get all 3 FICO 8 scores plus Experian auto, bankcard and mortgage scores.
Worth it in my opinion.
Just downgrade membership to basic within 7 days. You can cancel it the first day even and you will continue to get updated Experian scores for 11-12 days.






Message 12 of 26
sryan112213
Regular Contributor

Re: Free Equifax Fico Score anywhere?

Nice! Thank you for that option. Sounds like it is worth a buck for easy access to all reports.


All scores and DP's are Fico 8 not Vantage 3.0 and updated as of 01/2021
$62,000 income Utilization 8%
AAoA 1.8 years AoOA 3.5 years
Student Loans Total: $7194
No late payments, Equifax & Experian Medical Bill $879 (Falls off in November 2021) only negative on report
Current Relationships/Cards

Message 13 of 26
LittleSal
Frequent Contributor

Re: Free Equifax Fico Score anywhere?

PenFed gives EQ FICO 9 for free with savings acct.
Message 14 of 26
Standby
Frequent Contributor

Re: Free Equifax Fico Score anywhere?


@LittleSal wrote:
PenFed gives EQ FICO 9 for free with savings acct.

I wish. You need a checking account for the free FICO score.







Message 15 of 26
the_jan_b
Established Contributor

Re: Free Equifax Fico Score anywhere?


@Standby wrote:

@LittleSal wrote:
PenFed gives EQ FICO 9 for free with savings acct.

I wish. You need a checking account for the free FICO score.


I have only a savings account with PenFed, and it does give the EQ FICO 9 credit score...I just logged into my account to make sure.

Enjoying your freedom? Thank a servicemember and their family!

In the garden since 26 Jun 14...

I am digitaldiva's alter-ego


Message 16 of 26
tcbofade
Super Contributor

Re: Free Equifax Fico Score anywhere?

I HAD only a savings account with PenFed and did not get a credit score until I established a credit product with them. 

 

Still have no checking account there, but now have a Fico score.

 

(I think that they require a credit product to provide you a score...)



05/01/21 Fico 8: EX 725, EQ 753, TU 757.
05/05/21 Fico 9: EX 729, EQ 732, TU No idea.

Zero percent financing is where the devil lives...

Firmly in the garden since 13 February, 2021 until whatever comes next. Smiley Happy
Message 17 of 26
the_jan_b
Established Contributor

Re: Free Equifax Fico Score anywhere?


@tcbofade wrote:

I HAD only a savings account with PenFed and did not get a credit score until I established a credit product with them. 

 

Still have no checking account there, but now have a Fico score.

 

(I think that they require a credit product to provide you a score...)


I don't have any type of credit product with them (yet), but I am able to see my FICO score...

Enjoying your freedom? Thank a servicemember and their family!

In the garden since 26 Jun 14...

I am digitaldiva's alter-ego


Message 18 of 26
dschill
Valued Member

Re: Free Equifax Fico Score anywhere?

I also do not have any credit products with them and still am able to see my score with penfed

Message 19 of 26
Hex
Established Contributor

Re: Free Equifax Fico Score anywhere?

Elements Financial Credit Union gives a free EQ FICO 8. I have a checking and savings only. They say it’s a FICO 5 on the page but it’s an 8. DCU has free EQ 5.
Message 20 of 26
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