No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I am not sure where to post it since this is not a credit card app... but, its about insurance shopping.. I started filling out the form on GEICO online and then on step 3 page it asked me for SSN and I am just wondering if its HP or SP ? any info would greatly be appericated.
Insurance companies will (usually) SP....
GEICO is a SP
Good Luck
Gregg
It is a SP
When a consumer initiates a request for credit or insurance, the inquiry can be coded as hard.
Any coding of soft would be totally discretionary.
GEICO is a promotional SP though. Just double checked with a friend who works at GEICO. I'm at State Farm and we do a SP as well
When I was shopping I had esurance and progressive do soft pulls and good thing I did because progressive rate came down big time!
Gieco gave me the worst rate, least coverage of anyone I asked for a quote. I have a lot of tickets
i was with geico for many years and had whatever discounts were applicable.
i had 4 cars, 3 of them older 80's. i would go online and change all the mileage around to low numbers since i picked between them all and typically drove to work on trip/week.
they were going to force switch me into another plan with 10,000+ miles minimum on each car if we didn't submit to a odometer check. problem for me with the old cars was they are old parts people don't work on and like to break and people swap clusters in minutes, etc.
i warned them i wasn't going to deal with that stuff and explained how they were driven but they didn't want any part of it until i cancelled. but i'm just another number on paper to them.
anyways i can't say i had ever experimented much with rate shopping. i have always gone online to various places and geico was cheaper than most but sometimes it was hard to compare apples to apples.
something i never thought about is going to an insurance agent where they take your info and work out all this stuff for you? i actually got into another insurance place with better rates for same coverage and a better rated tier provider. there are companies i didn't even know exist in california for example.
@damac2004 wrote:i was with geico for many years and had whatever discounts were applicable.
i had 4 cars, 3 of them older 80's. i would go online and change all the mileage around to low numbers since i picked between them all and typically drove to work on trip/week.
they were going to force switch me into another plan with 10,000+ miles minimum on each car if we didn't submit to a odometer check. problem for me with the old cars was they are old parts people don't work on and like to break and people swap clusters in minutes, etc.
i warned them i wasn't going to deal with that stuff and explained how they were driven but they didn't want any part of it until i cancelled. but i'm just another number on paper to them.
anyways i can't say i had ever experimented much with rate shopping. i have always gone online to various places and geico was cheaper than most but sometimes it was hard to compare apples to apples.
something i never thought about is going to an insurance agent where they take your info and work out all this stuff for you? i actually got into another insurance place with better rates for same coverage and a better rated tier provider. there are companies i didn't even know exist in california for example.
This mileage thing has become such an issue for most insurance companies State Farm now checks 3rd party vendors for actual mileage
The dropped my auto insurance which ruined my umbrella policy. I hate them. (State Farm)