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GS/Apple Card disappeared from TU after two days; what?

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kcdude503
Established Member

GS/Apple Card disappeared from TU after two days; what?

I got notification today that "a bank card has been removed from your credit report" alongside a notification that "bank card credit limit decrease detected" -- ironically, my total limit decreased by the amount of the Apple Card. The notification doesn't say WHICH bank card was removed, but it appears it was the GSBANK entry. It had just magically appeared the other day, months after my approval and several months of activity. No issues at all. 

 

Is TU just glitching for some reason? Since it seems Goldman Sachs kind of just "dumped" all their accounts into TU recently (or so it appears, from watching others' posts), I wonder if it will magically reappear after today's disappearance.

 

Anyone else seeing this?

Message 1 of 21
20 REPLIES 20
Grizzly1
Contributor

Re: GS/Apple Card disappeared from TU after two days; what?

Same thing happened with mine as well however mine happened only a day afterwards. I was happy my TU score went up only to go down again today for the same amount of points.

8/2019: EQ 617, TU 578, EX 628
9/2021: EQ 684, TU 662, EX 671
Message 2 of 21
TMB_
Established Member

Re: GS/Apple Card disappeared from TU after two days; what?

I also experienced "A Bankcard account was removed from your credit report" from TU at myFico. Looks like the apple card has been suddenly removed from the report.

Message 3 of 21
Anonymous
Not applicable

Re: GS/Apple Card disappeared from TU after two days; what?

I just got another alert about an hour or so ago that the bankcard was removed from my report. 

 

Message 4 of 21
Anonymous
Not applicable

Re: GS/Apple Card disappeared from TU after two days; what?


@kcdude503 wrote:

I got notification today that "a bank card has been removed from your credit report" alongside a notification that "bank card credit limit decrease detected" -- ironically, my total limit decreased by the amount of the Apple Card. The notification doesn't say WHICH bank card was removed, but it appears it was the GSBANK entry. It had just magically appeared the other day, months after my approval and several months of activity. No issues at all. 

 

Is TU just glitching for some reason? Since it seems Goldman Sachs kind of just "dumped" all their accounts into TU recently (or so it appears, from watching others' posts), I wonder if it will magically reappear after today's disappearance.

 

A problem may arise though where TU will lower the score as it sees a new account added(again) and a lot of added and removing activity. That will be annoying and possibly detrimental to your credit score.

 

Anyone else seeing this?


Yep, same thing here. It's as if GS notified TU of the new account and then "closed" or un-notified TU of the account. As long as this behavior stays with TU alone I'm hoping it will clear itself up. The thing is, it's actually increased my TU score so it will be interesting to see how it shakes out.

Message 5 of 21
CodeRED1
Member

Re: GS/Apple Card disappeared from TU after two days; what?

Same notification here. 

 

+6 on TU Fico 8 as a result

Message 6 of 21
Anonymous
Not applicable

Re: GS/Apple Card disappeared from TU after two days; what?

Same here with a notice of removal- lol what is going on?

Message 7 of 21
Socrates99
Member

Re: GS/Apple Card disappeared from TU after two days; what?

Same exact thing here as well. Guess I could have just said ditto!
Message 8 of 21
Grizzly1
Contributor

Re: GS/Apple Card disappeared from TU after two days; what?

Just remember it was I that prophesized that there could be a glitch in the system when they dump several months worth of data for however millions of apple card users lol.

8/2019: EQ 617, TU 578, EX 628
9/2021: EQ 684, TU 662, EX 671
Message 9 of 21
LittleSal
Frequent Contributor

Re: GS/Apple Card disappeared from TU after two days; what?

Me too
Message 10 of 21
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