I mailed out a GW letter yesterday to Applied bank. I paid off a charge-off account a few weeks ago. Now i am asking them to delete the account entirely. I saw some other people in here got the "OK" from them. I hope if have the same luck.
by the way i had to pay if off or next step was they were sending it to a lawyer and doubling my charges.
Wish me luck!
Gardening since 5/3/2016