Since I had the one inq already, I tried for the green. Same results. The letter said that they pulled from Exp and the No 1 reason was BK. My DW happened to call just then and she has perfect credit except for a bk about 7 years ago. She said she was denied by AMEX due to the BK.
My BK is 9 years old and goes away next year. The other two accounts that are factors are a Sears that last reported about 1.5 years ago (so soon that's not going to be a factor), and a collection that is over 2 years old but the Exp CR date is wrong. At least on the collection I can make a dispute, and on the Sears I haven't tried a PFD yet so I've still got options.
The TU reports and EQ don't have the collection date error, and the Sears date last reported 12/05 making it soon to be 2 years.
I couldn't try for the HHilton because the AMEX website went down, oh well - probably would have had the same results.
I'll just have to be patient and wait for another year as far as AMEX is concerned. But.... at least the mortgage that I'm going for in the next 12 months shouldn't be affected by this.