I joined this forum after Christmas to get my credit under control if I seriously wanted to buy a house this year. I've worked a lot of overtime and cut out most of my spending. Apart from one hunting trip, I haven't had much fun the last three months. It paid off yesterday. One of my zero balances reported to Experian which caused it to go up 20 points to 748. All of my scores are over 740 now, the goal I set when I joined. Thank you all for the tips and strategies to build better credit.
Congratulations!! Keep up the great work!!
Fantastic! What a great milestone.