Hello again everyone. I posted earlier today about getting two things deleted from my report. My score jumped an amazing 40 points. Now I want to tackle a new problem. I want to write a good will letter about some late payments for my car but I have no idea what to say to these people. I got the car in 2003 and have a lot of late payments in the past. The note is current for the last year and I was wondering if they would go about knocking off some of those late payments. Any help would be appreciated. WHAT DO I SAY??????????????