Got a new HP want to dispute

[Anonymous]

Good Afternoon Everyone

I just got an alert that an inq was reported on my EQ and I need to dispute it I found it was opened and I immediatly closed it literally 10 minutes after it was opened but I went to go and file the dispute on EQ but its not showing up there.

How long after a HP is reported does it show up on EQ dispute page.  Does it take a few days?

[CH-7-Mission-Accomplished]

Translate?

[Bankrupt2019]

huh?

[Anonymous]

OK sorry let me explain 

I got an alert on myFico that a new account was reported from AE well im a 42 year old man who is rather large and wouldnt fit in anything they have.  I found out it was opened with my EQ credit tracker and called up synch bank and immediately closed the account.  They said it was opened only 20 minutes ago so I was impressed EQ picked it up that fast.  Well I closed it but it still got recorded as an HP.

So i went to EQ site entered my conformation number and all that good stuff and it brought up all my inquiries but this one isnt showing up but the cap 1 i applied for just yesterday is there.  I am curious why it isnt showing up on the inquires page so I can file the dispute.

[Bankrupt2019]

Soooooo.... You are saying you didn't apply for and/or open that account with AE?

[CH-7-Mission-Accomplished]

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@Anonymous wrote:

OK sorry let me explain 

I got an alert on myFico that a new account was reported from AE well im a 42 year old man who is rather large and wouldnt fit in anything they have.  I found out it was opened with my EQ credit tracker and called up synch bank and immediately closed the account.  They said it was opened only 20 minutes ago so I was impressed EQ picked it up that fast.  Well I closed it but it still got recorded as an HP.

So i went to EQ site entered my conformation number and all that good stuff and it brought up all my inquiries but this one isnt showing up but the cap 1 i applied for just yesterday is there.  I am curious why it isnt showing up on the inquires page so I can file the dispute.

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So it is a fradulent account.  Could it have been opened with a soft pull?  I'm blanking who AE is.  Is it a SCT type account?

[Bankrupt2019]

Assuming America Eagle. Hell, I don't fit in their clothes haha

[Anonymous]

Yes it was not opened by me thats why I got an alert from EQ.  AE is American Eagle clothing its made for teenagers and really skinny people which I am neither of.  When I spoke with synch bank AE CSR I was told the HP could not be reversed I have to file a dispute with whichever CRA it appears on. So I just got a myFico alert saying a new account has been detected.  I went to the EQ website to file a formal dispute and when I went to look for the account it wasnt there.  However this was 2 days ago and just yesterday I was approved for the GM Buypower WEMC from Cap 1 and that is displayed on my inquiry page.  I am trying to figure out why the AE is not showing up yet 

[Anonymous]

I know I dont fit by any means not even close 

[Anonymous]

If an account was opened in your name without your knowledge, the HP is the least of your concerns right now.  You need to freeze all of your credit reports and then file a police report of identity theft.  Then you can file a dispute and they are required by law to remove anything associated with account, including the HP.  However, please be sure that an account is on your reports before doing any of this.