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Got my Lexis Nexis report - Holy Moly!, thats a bunch of stuff

Anonymous
Not applicable

Re: Got my Lexis Nexis report - Holy Moly!, thats a bunch of stuff


@Anonymous wrote:

@Anonymous wrote:
@Anonymous: Some kidding aside, I think everyone could benefit from having one very close friend who can erase all device browser history in the event of incapacity or untimely demise. Not to thwart a legitimate law enforcement investigation, rather, spare the person and loved ones from undue embarrassment!!!
When can you come over?

Besides being old, you have that "crook" in your personality Smiley Surprised

Message 11 of 38
Anonymous
Not applicable

Re: Got my Lexis Nexis report - Holy Moly!, thats a bunch of stuff

DaveInAZ the LexisNexis Report makes for great bathroom reading. Could NOT believe all the addresses they had on me. Loved the part where they had several renditions of the same address with one letter different or an abbreviation for street rather than spelled out and so on. As has been mentioned ... hard to believe we think we have privacy Smiley Happy For those who have been in the military ... remember you were finger printed when you entered (wonder who all has that information?). For the traveler using the TSA PreCheck or the Global Entry as a start, your information and fingerprints are in a federal data base and maybe your facial too. Good to know that we have a right to privacy Smiley Frustrated

Message 12 of 38
DaveInAZ
Senior Contributor

Re: Got my Lexis Nexis report - Holy Moly!, thats a bunch of stuff


@Anonymous wrote:
@Anonymous: Some kidding aside, I think everyone could benefit from having one very close friend who can erase all device browser history in the event of incapacity or untimely demise. Not to thwart a legitimate law enforcement investigation, rather, spare the person and loved ones from undue embarrassment!!!

I've used the Firefox browser for ages, in the Settings there are options to immediately clear history and a setting to Clear History when exiting Firefox. I don't bother, I grew tired of hotRussianbabes.ru ages ago.

 

But that reminds me of a friend I had in Hawaii -after a divorce he decided (or realized) he was gay and had a stash of porn he kept in a  lock box that he called his "Trunk of Shame", lol. He had a lady friend who promised to come and retrieve it in the event of his demise so that his adult children, who had no idea of his "secret life", would never find out. He passed away last year in his 90s, I hope his friend retrieved his "stash". But I don't think he thought about browsing history, hopefully his kids weren't very curious.

Message 13 of 38
19eighty5
Senior Contributor

Re: Got my Lexis Nexis report - Holy Moly!, thats a bunch of stuff

I requested this report a few months back and was equally as startled. It's insane the level of detail contained!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 14 of 38
Thomas_Thumb
Senior Contributor

Re: Got my Lexis Nexis report - Holy Moly!, thats a bunch of stuff


@DaveInAZ wrote:

@Anonymous wrote:
@Anonymous: Some kidding aside, I think everyone could benefit from having one very close friend who can erase all device browser history in the event of incapacity or untimely demise. Not to thwart a legitimate law enforcement investigation, rather, spare the person and loved ones from undue embarrassment!!!

I've used the Firefox browser for ages, in the Settings there are options to immediately clear history and a setting to Clear History when exiting Firefox. I don't bother, I grew tired of hotRussianbabes.ru ages ago.

 

But that reminds me of a friend I had in Hawaii -after a divorce he decided (or realized) he was gay and had a stash of porn he kept in a  lock box that he called his "Trunk of Shame", lol. He had a lady friend who promised to come and retrieve it in the event of his demise so that his adult children, who had no idea of his "secret life", would never find out. He passed away last year in his 90s, I hope his friend retrieved his "stash". But I don't think he thought about browsing history, hopefully his kids weren't very curious.


I try to stay under the radar. However, my LN report is still 100 page. I must say a lot of those pages have very little useful info. The section on Auto insurance claims and moving violations is accurate and detailed. Unfortunately, I am the primary on our multi-car policy and it looks like my wife's and daughter's minor claims are counting against me Smiley Sad.

 

I switched to Firefox as a browser and DuckDuckGo and Startpage as search engines years ago to mitigate rampant data collection associated with other browsers and search engines. In addition to selecting "never remember history" on Firefox I'd recommend setting cookies to: "Never accept 3rd party cookies" and set Use Tracking Protection to block known trackers to: "always". Under location => settings, I'd check the box for: "block new requests asking for your location". You may also want to check: "Block new requests asking to access your camera".

 

Firefox.jpg

 With respect to email, gmail and yahoo mail are the worst.

 

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 15 of 38
jamie123
Valued Contributor

Re: Got my Lexis Nexis report - Holy Moly!, thats a bunch of stuff

To all those Firefox users and others concerned with privacy and security:

 

I use a browser that is called Waterfox. It is Firefox but has been changed with security and privacy in mind. Waterfox sends no user information back to Mozilla. I also use the Ublock Origin add-on that prevents third party websites from putting cookies on your computer. Ublock Origin will pretend to allow the use of cookies so that the website you are looking at will function but as soon as you close your browser it deletes these unwanted cookies. An add-on called No Script is another worthwhile addition. It keeps Java Script from running on your browser unless you give it permission to do so. This makes for a very enjoyable web browsing experience without very many ads and ads don't follow you around for days or weeks at a time.

 

You can check out Waterfox here: Waterfox

 

 


Starting Score: EQ 653 6/21/12
Current Score: EQ 817 3/10/20 - EX 820 3/13/20 - TU 825 3/03/20
Message 16 of 38
Anonymous
Not applicable

Re: Got my Lexis Nexis report - Holy Moly!, thats a bunch of stuff

 I think everyone could benefit from having one very close friend who can erase all device browser history in the event of incapacity or untimely demise. 

Been saying this for years... lol. I use Microsoft Edge (I actually LIKE it. I know. I'm weird.) and it has a setting to clear your history every single time you close your browser. Every. Single. Time. There's also InPrivate browsing for Edge and the equivalent for Chrome (Incognito?) that helps you avoid a history in the first place. I'm not sure if there's a setting for Chrome that auto-deletes history. 

Unfortunately, your "friend" needs to be a tech guru these days. There's FAR more than just browser history. You've also got all that info Google collects. Things like your location, things you've said to the Google Assistant or Google Home devices, etc. All of that's saved unless you decide to delete it or prevent Google from saving it in the first place. 

It's borderline terrifying to sit and think about all the information companies like LexisNexis, Clarity, and even Facebook and Google have about every single one of us. They know more about me than I do, I think. 

Message 17 of 38
Anonymous
Not applicable

Re: Got my Lexis Nexis report - Holy Moly!, thats a bunch of stuff

I'm sending for my Lexis/Nexis report today. The "consumer services" link is way down at the bottom of the site's front page in tiny text, but once you find it, it's easy to print out the PDF form that you need to mail in. I don't think my file will be nearly as big as Dave's, but it still ought to be interesting.

Message 18 of 38
Medic981
Valued Contributor

Re: Got my Lexis Nexis report - Holy Moly!, thats a bunch of stuff


@Anonymous wrote:
 I think everyone could benefit from having one very close friend who can erase all device browser history in the event of incapacity or untimely demise. 

Been saying this for years... lol. I use Microsoft Edge (I actually LIKE it. I know. I'm weird.) and it has a setting to clear your history every single time you close your browser. Every. Single. Time. There's also InPrivate browsing for Edge and the equivalent for Chrome (Incognito?) that helps you avoid a history in the first place. I'm not sure if there's a setting for Chrome that auto-deletes history. 

Unfortunately, your "friend" needs to be a tech guru these days. There's FAR more than just browser history. You've also got all that info Google collects. Things like your location, things you've said to the Google Assistant or Google Home devices, etc. All of that's saved unless you decide to delete it or prevent Google from saving it in the first place. 

It's borderline terrifying to sit and think about all the information companies like LexisNexis, Clarity, and even Facebook and Google have about every single one of us. They know more about me than I do, I think. 


LexisNexis is the profit-generating branch of the NSA, who supplies information to the CIA. Google is a subsidiary of the  NSA who supplies information the FBI. The Renolds Aluminum Foil Company has developed a nanotechnology that blocks the signal from the government implanted chips. I believe that LexisNexis, an NSA creation, has stolen the nanotechnology and places it on the paper which they send to you when you order a report. The outer envelop protects you and the postal workers who deliver the report and once you open it, are infected with NSA nanobots that track you and report your movements to the CIA...

 

And they're coming to take me away ha-haaa
They're coming to take me away ho-ho hee-hee ha-haaa
To the funny farm
Where life is beautiful all the time
And I'll be happy to see those nice young men
In their clean white coats
And they're coming to take me away ha-haaa

 

I ordered my report last week, so wear rubber gloves when reading, prophylactics are your best defense.







Your FICO credit scores are not just numbers, it’s a skill.
Message 19 of 38
Anonymous
Not applicable

Re: Got my Lexis Nexis report - Holy Moly!, thats a bunch of stuff

Bahaha! Just to clarify, I'm not a conspiracy theorist. Smiley Happy I NEVER clear my history since I do a lot of research for my job. That history going back a month or two has saved my butt a few times.

Conspiracy theory or no, these companies do keep an insane amount of info. Reading through this thread is much like watching an episode of Black Mirror. Teehee.
Message 20 of 38
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