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Got my Lexis Nexis report - Holy Moly!, thats a bunch of stuff

Anonymous
Not applicable

Re: Got my Lexis Nexis report - Holy Moly!, thats a bunch of stuff

The link to the form isn't easy to locate -- or, it wasn't easy for me to locate. So here it is. The mailing address is on the form so this is all you need. 

Message 21 of 38
Medic981
Valued Contributor

Re: Got my Lexis Nexis report - Holy Moly!, thats a bunch of stuff


@Anonymous wrote:
Bahaha! Just to clarify, I'm not a conspiracy theorist. Smiley Happy I NEVER clear my history since I do a lot of research for my job. That history going back a month or two has saved my butt a few times.

Conspiracy theory or no, these companies do keep an insane amount of info. Reading through this thread is much like watching an episode of Black Mirror. Teehee.

I am just poking fun! Big brother is watching all of us all the time... It just depends if you are worth watching.







Your FICO credit scores are not just numbers, it’s a skill.
Message 22 of 38
Anonymous
Not applicable

Re: Got my Lexis Nexis report - Holy Moly!, thats a bunch of stuff


@DaveInAZ wrote:

On a whim I requested my Lexis Nexis report to see what they have on me. It arrived yesterday, almost 2" thick, about 500 pages!!!

I'm in my 60s, so they've had a few years to collect my data. There's sections for any data on sex offenses & criminal records, all "no record found", I haven't even had a traffic ticket since the mid 1980s. Sections for any professional licences and even hunting licenses, and that's the only error I found, they report I had a Nevada hunting license when I lived in Vegas in the early 2000s - nope, the only hunting I did was for loose slot machines in the casinos. And then there's phone numbers, 3 pages of any land line I've had since since the 1980s, but no record of any cell phone numbers or any record of my current phone numbers - Tracfone pre-paid for cell and Google Voice with VOIP adapter for my "home phone". A bit startling, several pages of my email addresses since I first got on the internet in the early 90s, including a business email address with an employer.

 

And then there's my mailing address, pages & pages of all my mailing address since the 1980s, with USPS reports about what kind of address it was - single family, apartment, high rise, etc. There's even 2 pages about the apartment I rented for 6 months when  I first moved to Arizona in 2005 - the square feet, how many bedroom & baths, who owned it, how much the rent was. Really? Who could possibly care?? And they reported addresses in Baton Rouge & New Orleans that I recognized as my brother's, which concerned me for a minute. But then I remembered I lived and worked in the Caribbean in the late 1980s and I probably listed my brother's address for a U.S. mailing address.

 

But the bulk of the report is about all the properties I've ever owned, maybe 200 pages. I've owned alot of homes, I bought my first home, a condo, when I was only 23 when I lived in Ft. Collins CO in 1975. They don't have that, or the house I bought in Denver in 1977, records must not have been computerized back then. But they started reporting condos & a house I owned in San Diego in the early 1980s, and everyting since. And such detail - size, # of bedrooms & baths, even what kind of roof and heating & cooling they had, even that my house in Vegas had a heated swimming pool! I've owned my current home since late 2005, and that report is almost 100 pages as they report the county accessor's report every year. plus alot detail on the mortgage and the home equity LOC I got from Penfed last year. 

 

In summary, amazing the amount of personal info they have on me, but in my opinion 99.9% of it is completely useless. Perhaps if I needed CIA type intelligence clearance they would glean through all that, or if I ran for elected office someone might dig through it looking for any dirt, but since I will never need security clearance and I've lived a rather no drama, honest life there a ton of personal info that is pretty much useless to anyone. But feel free to collect away, Lexis Nexis - there should be a new county accessor's report on my home soon. Smiley Wink

 

EDIT: If you would like to request a copy of your Lexis Nexis report it's free and there's a form to request the report and the address to mail it to on their website lexisnexis.com, and takes a couple weeks.


Did Penfed report your loan and account information to LexisNexis?

Message 23 of 38
Anonymous
Not applicable

Re: Got my Lexis Nexis report - Holy Moly!, thats a bunch of stuff

Did PenFed report this data about your loan to LexisNexis? Did they report other PenFed accounts as well?

Message 24 of 38
DaveInAZ
Senior Contributor

Re: Got my Lexis Nexis report - Holy Moly!, thats a bunch of stuff


@Anonymous wrote:

Did PenFed report this data about your loan to LexisNexis? Did they report other PenFed accounts as well?


Well, I really don't know how LexisNexis gets their info, from the amount of detail they have on me they seem to gleem any and all public records, like the county assessor report on my property for example. But Penfed reports my home equity line of credit to the the three major CRAs (TU, EX & EQ), so the info is out there. The only other Penfed account I have is the share savings account required for membership, and I don't see that reported anywhere.

 

I also recently pulled my Early Warning System (EWS) report, and was annoyed to see that Chase & BoA not only reported my accounts but also the monthly statement balance, plus all my personal info - date of birth, social security #, phone # and even my email address. Capital One 360 & Discover just report the account but not balance but also my personal info. I've since closed those accounts down and I won't do business with a bank that uses EWS, I consider reporting my account balance and phone # & email an invasion of privacy. I pulled my Chex report last year and all Chex reports is inquiries and any negative info (I assume, I don't have any negative banking info to report). 

Message 25 of 38
Anonymous
Not applicable

Re: Got my Lexis Nexis report - Holy Moly!, thats a bunch of stuff


@DaveInAZ wrote:

@Anonymous wrote:

Did PenFed report this data about your loan to LexisNexis? Did they report other PenFed accounts as well?


Well, I really don't know how LexisNexis gets their info, from the amount of detail they have on me they seem to gleem any and all public records, like the county assessor report on my property for example. But Penfed reports my home equity line of credit to the the three major CRAs (TU, EX & EQ), so the info is out there. The only other Penfed account I have is the share savings account required for membership, and I don't see that reported anywhere.

 

I also recently pulled my Early Warning System (EWS) report, and was annoyed to see that Chase & BoA not only reported my accounts but also the monthly statement balance, plus all my personal info - date of birth, social security #, phone # and even my email address. Capital One 360 & Discover just report the account but not balance but also my personal info. I've since closed those accounts down and I won't do business with a bank that uses EWS, I consider reporting my account balance and phone # & email an invasion of privacy. I pulled my Chex report last year and all Chex reports is inquiries and any negative info (I assume, I don't have any negative banking info to report). 


Exactly what I did after I got my Early Warning report. I was so pissed that I closed all my checking and savings accounts at BOA, Capital One 360, PNC and USAA. I had a private email that I used ONLY for banking and there it was on the Early Warning report for all to see, which defeats the purpose. I too will no longer do business with a bank that reports to Early Warning. It's just a matter of principle. 

 

I also had a closed account with Chase that was reported so no more business with them either.

Message 26 of 38
DaveInAZ
Senior Contributor

Re: Got my Lexis Nexis report - Holy Moly!, thats a bunch of stuff


@Anonymous wrote:

Exactly what I did after I got my Early Warning report. I was so pissed that I closed all my checking and savings accounts at BOA, Capital One 360, PNC and USAA. I had a private email that I used ONLY for banking and there it was on the Early Warning report for all to see, which defeats the purpose. I too will no longer do business with a bank that reports to Early Warning. It's just a matter of principle. 

 

I also had a closed account with Chase that was reported so no more business with them either.


Yep, that's it ticked me off to see them reporting my email address. I used to use my email address from my internet provider for everything and then a couple years ago it made on spammers list and I was getting 30+ spam emails per day. So now I use one email only for banking, another for online shopping, another for friends & family, etc., and the phone # I give out for banking is my cell phone so they can text me alerts & security codes, so both my private email & cell phone are on EWS for all to see. A couple weeks ago I got a collection call on my cell phone - for my sister! She has terrible credit and usually has more than one bill collector chasing after her, and this jerk actually tried to get me to pay her past due bill (been there, done that, no more). My cell phone is Tracfone pre-paid and is not listed anywhere, even LexisNexis doesn't have it, so it had to come from EWS. My last name is very uncommon and even though she's in Ohio and I'm in AZ if you see my name & a phone # listed it isn't hard to guess that we're related.

Message 27 of 38
Anonymous
Not applicable

Re: Got my Lexis Nexis report - Holy Moly!, thats a bunch of stuff


@Anonymous wrote:
As long as browsing history aren't on the report, I should be ok.

 


Hmm ... now this post is getting interesting Smiley Surprised

Message 28 of 38
Anonymous
Not applicable

Re: Got my Lexis Nexis report - Holy Moly!, thats a bunch of stuff

I just ordered my report. I'm sort of surprised that no one has mentioned that the report is available to order right from their website, no filling out or mailing stuff in is necessary. The report will come in the mail in about 15 days it said, but I was able to request the report right online by filling out my personal info and answering some identity questions. 

Message 29 of 38
Anonymous
Not applicable

Re: Got my Lexis Nexis report - Holy Moly!, thats a bunch of stuff


@Anonymous wrote:

I just ordered my report. I'm sort of surprised that no one has mentioned that the report is available to order right from their website, no filling out or mailing stuff in is necessary. The report will come in the mail in about 15 days it said, but I was able to request the report right online by filling out my personal info and answering some identity questions. 


Ordered mine from the website. Note, you need to order your score separately and via snail mail.

Message 30 of 38
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