HELP: Obtain a hard copy of a credit report..??

[Namaste7]

On the EQ, TU, and EXP websites, I only saw options to obtain a credit report the Free Annual site or offer an option to obtain an electronic copy. As stated in the subject, how do you request a hard copy of your credit report?

I apologize if this is sittig right in front of my face and I'm not seeing it but I appreciate anyone's help

Note: I am not interested in going through Annual Credit Report. I want to obtain them directly from each of the three CBs.

[Anonymous]

If you request them by phone or mail you will get a hard copy: https://www.consumerfinance.gov/ask-cfpb/how-do-i-get-a-copy-of-my-credit-reports-en-5/

But I have to ask: why? Why do you want a hard copy from them? I saved each of mine as a pdf and would prefer to pay for the ink/paper myself than know all that information is traveling through the mail.

[Pikaboo-icu]

If you want the hard copies mailed, you can get them from annual credit report..

https://www.annualcreditreport.com/gettingReports.action

Phone:

• Call 1-877-322-8228
• You will go through a verification process over the phone.
• Your credit report will be mailed to you within 15 days

Mail:

• Download the request form (You need an Adobe viewer to view the requested form. Download the free Adobe viewer)
• Print and complete the form
• Mail the completed form to:
  • Annual Credit Report Request Service
  • P.O. Box 105281
  • Atlanta, GA 30348-5281
• Your credit report will be mailed to you within 15 days

[calyx]

If you are not eligible for a free report through annualcreditreport.com, you will need to call or mail them to request one and pay for it.
If you try to pay for it online, they'll give you a digital copy.

Also, if you have been subject to adverse action (denial of CLI, denial of credit, etc), you would be eligible for a free report from the relevant CRA within 60 days of the AA.