On the EQ, TU, and EXP websites, I only saw options to obtain a credit report the Free Annual site or offer an option to obtain an electronic copy. As stated in the subject, how do you request a hard copy of your credit report?
I apologize if this is sittig right in front of my face and I'm not seeing it but I appreciate anyone's help
Note: I am not interested in going through Annual Credit Report. I want to obtain them directly from each of the three CBs.
If you request them by phone or mail you will get a hard copy: https://www.consumerfinance.gov/ask-cfpb/how-do-i-get-a-copy-of-my-credit-reports-en-5/
But I have to ask: why? Why do you want a hard copy from them? I saved each of mine as a pdf and would prefer to pay for the ink/paper myself than know all that information is traveling through the mail.
If you want the hard copies mailed, you can get them from annual credit report..
If you are not eligible for a free report through annualcreditreport.com, you will need to call or mail them to request one and pay for it.
If you try to pay for it online, they'll give you a digital copy.
Also, if you have been subject to adverse action (denial of CLI, denial of credit, etc), you would be eligible for a free report from the relevant CRA within 60 days of the AA.