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Hard Pull Removals

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ZackAttack
Established Contributor
‎08-03-2020 08:16 AM
‎08-03-2020 08:16 AM

Hard Pull Removals

Hi,

 

I have gotten a Ford Credit HP on July 30, 2018 for my lease and an Capital One HP on Aug 2, 2018. At the time, I needed some wheels and my mom was trying to start me off building credit before doing anything with AUs. The Ford Credit loan went thru but Cap One denied me at the time. Now 2 years rolled around, TU & EQ have already removed the HPs from the list when I do the full credit check. However, when I do check Experian, those 2 HPs are still listed on my report and have not fallen off. Is there any chance of calling Experian to see if they will be removed?

 

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Loans
Ford Credit Car Loan 2-year 6/22/2023 ($299/month)
Closed
Michigan Schools & Gov't CU Titanium 1/4/2019 - 10/2/2020
Ford Credit Car Loan 3-year 7/31/2018-6/6/2021
$1,500 Discover Card 10/2/2020 - 8/18/2021
$3,500 Citi DC 10/14/2020 - 12/11/2021
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 - 4/30/2021
$8,000 NFCU CashRewards 1/2/2021 - 7/30/2022
$5,000 MSGCU Personal Loan 3-year 7.75% 4/22/2022 - 10/30/2022
Ford Credit Car Loan 2-year 6/7/2021 - 6/22/2023
Message 1 of 4
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3 REPLIES 3
gdale6
Moderator Emeritus
‎08-03-2020 08:20 AM
‎08-03-2020 08:20 AM

Re: Hard Pull Removals

They will be gone next weekend, they delete on the weekend following the first full week of the month.

Message 2 of 4
coldfusion
Community Leader<br> Mega Contributor</br>
Community Leader
Mega Contributor
‎08-03-2020 09:18 AM
‎08-03-2020 09:18 AM

Re: Hard Pull Removals

The Ford HP will be gone, IME the C1 pull being deleted in this month's update isn't 100% assured due to the 8/2 date but if not it will be next month.

 

 

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 3 of 4
markhs777
Regular Contributor
‎08-03-2020 10:45 AM
‎08-03-2020 10:45 AM

Re: Hard Pull Removals

Just call EX... it will be gone later today or tomorrow if it's important to you.

Message 4 of 4
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