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Help...on my credit report

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Anonymous
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Help...on my credit report

My DH has a medical collection on his report from almost 3 to 4 years ago in the amount of around $800. He does not think it is his.

If he disputes this now will it start over the 7 year fall off process? Or would it be better to leave it alone and just let it fall off in 3 or so years?

It is the only baddie on his report.
Message 1 of 3
2 REPLIES 2
Anonymous
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Re: Help...on my credit report

No, disputes do not start over the 7 year process.  If it's not his, he should definitely dispute it and there is absolutely nothing wrong with doing so and no risk involved.

Message 2 of 3
Anonymous
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Re: Help...on my credit report

Sounds great. He said he is going to dispute. Thanks for advice.

That should bump his score up nicely.
Message 3 of 3
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