Contact them and informally explain that the dispute process is an entirely separate process under FCRA 611 from an identity theft blocking process under FCRA 605B.
If that does not produce results, you can file a formal complaint with the CFPB, which has administrative oversight of the CRA administration of the FCRA.
As for what might happen, it depends upon how the creditors respond back to the CRA.
The CRA is required to forward a copy of your dispute to the party who furnished the disputed information, and that party is required to conduct a reasonable investigation and respond back to the CRA.
The identity theft process was added to the FCRA in major part based on the fact that a furnisher can verify the accuracy of their reporting if they have reasonable basis in their files showing that the account or transactions reported thereunder were authorized by the consumer. Identity theft involves someone purporting to be the consumer, and furnishers are not required to hire private investigators and "prove" the source of the authorization in order to verify. Thus, handling of identity theft information is usually not productive by way of dispute, and the identity theft blockage process was added to the FCRA to remove any need for furnisher concurrence or involvement. It relies only upon an assertion by the consumer, provided that assertion is supported by a sworn police report.
They are improperly involving the furnisher in the process, contrary to what you requested and what congress intended in providing the indentity theft blockage process of FCRA 605B. I would get the CFPB to review their improper application of the FCRA by denying you the rights provided under section 605B.
If the CFPB does not requrie the CRA to comply, then you can file a civil complaint and get a court order plus damages for willful violation of the FCRA.
