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Hi, If I made a balance transfer from my Citi credit card to my citi saving account!

DotaK
Regular Contributor

Hi, If I made a balance transfer from my Citi credit card to my citi saving account!

Hi, If I made a balance transfer from my Citi credit card to my citi saving account! How long does it take to process? Will I receive a check or they would just transfer the money from my citi credit card to my saving account themselves?

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3 REPLIES 3
thornback
Senior Contributor

Re: Hi, If I made a balance transfer from my Citi credit card to my citi saving account!

My experience with Citi has always been 1-2 business days - they direct deposit. And that's using an outside deposit account so using a Citi deposit account may be even faster. 

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
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Message 2 of 4
mgood
Established Contributor

Re: Hi, If I made a balance transfer from my Citi credit card to my citi saving account!

I've never dealt with Citi, but I would think they'd just transfer it electronically. Sending you a check would be a waste of time postage and paper.



Starting Score: EQ8 680, TU8 713, EX8 701
Current Score: EQ8 739, TU8 733, EX8 742
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Message 3 of 4
FalconSteve
Valued Contributor

Re: Hi, If I made a balance transfer from my Citi credit card to my citi saving account!

It is usually electronic next business day

1/8/17 Discover $8800 CL- $1k SL- AU, no longer on reports b/c of error (wife's card) | 1/26/20 AmEx Cash Magnet $35k CL (wife's card) | 2/19/20 BB&T/Truist Rewards $11k SL- impulse application | 2/22/20 Citi Double Cash WEMC $15,400 CL, $2900 SL- AU- (wife's card) | 3/8/20 Wells Fargo Propel AmEx $3200 CL (AU, wife's card, not on CR b/c I was temporarily removed as an AU) | 3/9/20 BB&T/Truist Rewards $11k SL- AU, not on reports- impulse app (wife's card) | 3/21/20 REDcard (TD Bank) $2500 SL, $6000 CL | 11/24/20 AmEx Cash Magnet $10k SL, CLI after 36hr to $20k- $35k CL | 6/10/21 SoFi World Elite MC (TBOM) $7000 SL | 1/19/22 AppleCard/GS $10k CL, SL $6k SL AU, wife

Credit Scores for both of us around 800, depending on what you pull & balances. All PIF, frequently before statement close
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