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Hi my name is nickkinfl and I have gone 2 full days without applying......

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New Contributor

Hi my name is nickkinfl and I have gone 2 full days without applying......

I think that since I am in recovery, maybe I WILL open a new thread for a Credit Anonymous group.....the first day was rough, but I am taking one step at a time and it's already getting better!!!

Message 1 of 11
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Valued Contributor

Re: Hi my name is nickkinfl and I have gone 2 full days without applying......

 


@nickkinfl wrote:

I think that since I am in recovery, maybe I WILL open a new thread for a Credit Anonymous group.....the first day was rough, but I am taking one step at a time and it's already getting better!!!


I am about day 14 here!

Message 2 of 11
New Contributor

Re: Hi my name is nickkinfl and I have gone 2 full days without applying......

We could all chime in unison: "Hi nickkinfl!".

Amex Blue and ED - Chase Amazon Prime - Discover - Capital One - PenFed Auto, Rewards, PLOC - Quicken Loans Mortgage - US Bank Cash Plus - Men's Warehouse - Trek-Synchrony Bank - Barclay Cash -
Experian FICO 819 - TransUnion 816 - EQ 824
Started 3 years ago in mid 500s - Goal to hit 800s by Fall 2017 (Left that goal there even though I hit it!!)
Message 3 of 11
Valued Contributor

Re: Hi my name is nickkinfl and I have gone 2 full days without applying......

Lol hang in there!
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 4 of 11
Valued Contributor

Re: Hi my name is nickkinfl and I have gone 2 full days without applying......

Love it!  

 

Do we have a 12-step program?  I guess in reality it is more like a 7 year program!   Smiley Happy

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Oct 2019: EX8: 850; EQ8: 850; TU8: 850 -- Middle Mortgage Score: 824
In My Wallet: Discover $73.7K; Cap1 Venture $39.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $16.5K; Cap1 Plat $8.4K; Barclay $7K; BoA Plat $21.6K; Citi TY Pref $19K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $270K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 5 of 11
Legendary Contributor

Re: Hi my name is nickkinfl and I have gone 2 full days without applying......

For inquiries, it's a 12 month program......

Message 6 of 11
Established Contributor

Re: Hi my name is nickkinfl and I have gone 2 full days without applying......


@BfromAZ wrote:

We could all chime in unison: "Hi nickkinfl!".


LOL

Goal: 700's by 11/1/2015 (all baddies will be gone)
Message 7 of 11
Regular Contributor

Re: Hi my name is nickkinfl and I have gone 2 full days without applying......

"My name is __________ and I'm an appaholic."  Smiley LOL

In the garden as of 5/5/2018. Growing things until 2020. Or longer.
Message 8 of 11
New Contributor

Re: Hi my name is nickkinfl and I have gone 2 full days without applying......

Yes!!

 

Message 9 of 11
Frequent Contributor

Re: Hi my name is nickkinfl and I have gone 2 full days without applying......


@RobertEG wrote:

For inquiries, it's a 12 month program......


 

BRUTAL NEWS

I guess that is why God made the garden club


Message 10 of 11
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