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Hi my name is nickkinfl and I have gone 2 full days without applying......

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nickkinfl
New Contributor

Hi my name is nickkinfl and I have gone 2 full days without applying......

I think that since I am in recovery, maybe I WILL open a new thread for a Credit Anonymous group.....the first day was rough, but I am taking one step at a time and it's already getting better!!!

Message 1 of 11
10 REPLIES 10
CountryLivin
Valued Contributor

Re: Hi my name is nickkinfl and I have gone 2 full days without applying......

 


@nickkinfl wrote:

I think that since I am in recovery, maybe I WILL open a new thread for a Credit Anonymous group.....the first day was rough, but I am taking one step at a time and it's already getting better!!!


I am about day 14 here!

Message 2 of 11
Anonymous
Not applicable

Re: Hi my name is nickkinfl and I have gone 2 full days without applying......

We could all chime in unison: "Hi nickkinfl!".

Message 3 of 11
RonM21
Valued Contributor

Re: Hi my name is nickkinfl and I have gone 2 full days without applying......

Lol hang in there!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 4 of 11
EW800
Valued Contributor

Re: Hi my name is nickkinfl and I have gone 2 full days without applying......

Love it!  

 

Do we have a 12-step program?  I guess in reality it is more like a 7 year program!   Smiley Happy

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 5 of 11
RobertEG
Legendary Contributor

Re: Hi my name is nickkinfl and I have gone 2 full days without applying......

For inquiries, it's a 12 month program......

Message 6 of 11
surferchris
Valued Contributor

Re: Hi my name is nickkinfl and I have gone 2 full days without applying......


@Anonymous wrote:

We could all chime in unison: "Hi nickkinfl!".


LOL

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Message 7 of 11
Anonymous
Not applicable

Re: Hi my name is nickkinfl and I have gone 2 full days without applying......

"My name is __________ and I'm an appaholic."  Smiley LOL

Message 8 of 11
nickkinfl
New Contributor

Re: Hi my name is nickkinfl and I have gone 2 full days without applying......

Yes!!

 

Message 9 of 11
Anonymous
Not applicable

Re: Hi my name is nickkinfl and I have gone 2 full days without applying......


@RobertEG wrote:

For inquiries, it's a 12 month program......


 

BRUTAL NEWS

I guess that is why God made the garden club

Message 10 of 11
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