@Tuscani wrote:I don't think HSBC has a global blacklist.. The nice thing about the Orchard app is it will only pull a soft for pre-approval.. after pre-approval it will recommend a card (if you qualify) and only pull a hard after you choose one of the cards presented. If you get past the pre-approval I would say you have a 80% chance of getting approved.
@Boswd wrote:I would normally but I had a Merchants Bank. card which was owned by HSBC go to collections so I'm sure I'm red flagged by them. The other one I would prefer is BoA but I got turned down about 6 months ago because of too many baddies. I'm at the tail end of getting my baddies resolved so I don't know if they will take that into new consideration. Just don't want to unnecessary hits if I think I'm going to ge turned down.
@dekrist wrote:I got orchard card, they pulled EX report.