My wife has a very thin file. I have added her as AU on most of the cards I've acquired since I started rebuilding a couple years ago. Those cards and some some medical collections are the only accounts on her report.
Lately, she has been getting been getting pre-qualified Capital One offers in the email almost weekly.
In applying for this card, I understand she can use my income(probably use 50%), but what does she need to put for housing payment? The mortgage is in my name only, so can she put $0?
Or are there any recommendations on how best to answer income/housing question on credit card apps in general in this situation?
We are stardust, we are golden
We are billion-year-old carbon
And we've got to get ourselves
Back to the garden