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How Do You Monitor Your Credit?

Established Contributor

Re: How Do You Monitor Your Credit?

@FlaDude wrote:

@RobertJ wrote:

I pull montly (twice monthly from AMEX) FICO scores   

Is there a trick to get your score twice monthly from Amex? Mine only updates monthly.

No trick that I know of.  They just do it.  Maybe because I have two cards with them?  

Message 11 of 13
Super Contributor

Re: How Do You Monitor Your Credit?

MF, CK and WalletHub.
For a collection of our current FICO scoring wisdom, updated as we learn, read the following. Watch the revision dates on the bottom of the first 8 posts as they are regularly updated: Link to Scoring Primer.


Updated Oct 2020, unless otherwise noted.

(Forgive typos, mobile.)(Everything said is Just IMHO.)

In order to better answer your questions and record your DPs, please provide your profile stats: Any baddies? Severity and recency? (clean/dirty), Number of accounts, both open and closed on CRs (thick/thin), AoOA? (Mature/young), AOYRA-Age of Youngest Revolving Account (new accounts/no new accounts)? Open/closed loan on CR?
For example, mine is clean/thick/mature/new account, with open loan on record.
If you don't know where you fall, just detail any baddies, your number of open and closed accounts, AoOA, AOYRA and whether you have a loan on record to start.

For utilization questions, list individual and aggregate utilizations, revolving and installment, please.
Message 12 of 13
Super Contributor

Re: How Do You Monitor Your Credit?

Message 13 of 13
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