posterbob wrote:I have to make an assumption that the FICO scores are computer generated. If the assumption is valid I will continue otherwise please please ignore this thread.If in fact they are the programs that calculate the scores must have errors in them. This is a fact of life. If you don't believe this please ignore the rest.The original programs were written a long time ago. In the 1970's if I'm not mistaken.Now for the question.When a bug is discovered in these programs and a fix is put in to correct the problem does Fair Isaac a) acknowledge that there was a problem? b) advise the clients who paid for their reports prior to the discovery their scores maybe wrong c) advise any lenders who requested good data and received erroneous scores that in fact they were wrong. And that some of the people who were denied credit should not have been. And last does Fair Isaac feel they have a responsibility to do so? Maybe not a legal one but a moral and ethical one.Please don't start calling me names or questioning my morals or my education or any other little inside jokes you people have (you know if I'm talking about you).It does not obscure the fact that the question is not being answered.BTW My FICO score is 790. I have no axe to grind.